41 Lowell St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 41 Lowell St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,165 sqft · built 1900
Lot Size	0.199 acres (8,660 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Sep 2005)
Tax Bill	$8,862 (2025)
Deeds & Mortgages	Jun 2021 Refinance Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:036 L:775 S:017`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:775 S:017`
Alternative APN	`LYNN M:036 B:775 L:017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,165 sqft Living Area
Gross Area	5,226 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,660 sqft (0.199 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 LOWELL ST
City	LYNN
State	MA
Zip	01905-2811
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Subdivision	DONEGAL ROAD
Legal Block	775
Legal Lot Number	17
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2003
Census Tract	207100

Owner

41 Lowell St, a duplex, is owned and occupied by two individuals who bought it in September 2005.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 LOWELL ST, LYNN, MA 01905-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING
Sep 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2005 · Amount on File
Deed Sale	Sep 13, 2005 · Amount on File
Prior Sale	May 26, 2005
Transfer Doc	36167-264
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	41 LOWELL ST, LYNN, MA 01905-2811
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039958-200
Date	Jun 8, 2021
Book Page	39958/200
Instrument	20210608002110

Lender

Name	AMERICAN FINANCING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 11, 2017
Property Address	41 LOWELL ST, LYNN, MA 01905-2811
Document Number	36167-264
Book / Page	036167 / 000264
Instrument Date	Sep 5, 2017
Instrument	1709110340
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LOWELL ST LYNN MA 019052811, LYNN, MA 01905-2811

Mortgage

Document Number	36167-268
Date	Sep 11, 2017
Book Page	036167/000268
Instrument	1709110341

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41 Lowell St was $8,862, up 6.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,862.00 (+6.57%)	$855,386 (+8.32%) Land $226,200 Building $629,186	$781,930
2024	$8,316.00 (+2.74%)	$789,700 (+8.79%) Land $207,800 Building $581,900
2023	$8,094.00	$725,900 Land $185,100 Building $540,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Lowell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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