45 Loring Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 45 Loring Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	831 sqft · built 1922
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$383,000 (Jun 2026)
Tax Bill	$6,147 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05 00235-B-00039`

Property Details

APN / Parcel Number

Primary APN	`05 00235-B-00039`
Alternative APNs	`05-00235-02-00039-01` `0500235000B00039` `00006916`

Interior

Stories	2 Stories
Building Area	831 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	45 LORING AVE
City	EDISON
State	NJ
Zip	08817-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X100
Legal Block	235.2
Legal Lot Number	39.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2005
Census Tract	1803

Owner

45 Loring Ave is owned by a company that bought it in June 2026.

Source: Middlesex County and Edison Township records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	21 GAFFNEY WAY, PORT READING, NJ 07064-1212
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PROVIDENCE ABSTRACT LP, PROVIDENCE ABSTRACT
Sep 27, 2022	Deed, Transfer ELITE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Sep 27, 2022 · Amount on File
Deed Document Number	202635179
Deed Book / Page	20039 / 1556
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	0004040089
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 3, 2026
Property Address	45 LORING AVE, EDISON, NJ 08817-4469
Document Number	0000035179
Book / Page	20039 / 1556
Instrument Date	May 28, 2026
Instrument	202635179
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	PROVIDENCE ABSTRACT LP, PROVIDENCE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,683.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	21 GAFFNEY WAY, PORT READING, NJ 07064-1212

Mortgage

Document Number	0000035180,
Date	Jun 3, 2026
Instrument	202635180

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 27, 2022
Property Address	45 LORING AVE, EDISON, NJ 08817-4469
Document Number	0000084106
Book / Page	19049 / 37
Instrument Date	Sep 19, 2022
Instrument	2022084106
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 WHITTIER AVE, 403, DUNELLEN, NJ 08812-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LORING AVE, EDISON, NJ 08817-4469

Tax Assessment & Valuation

The 2025 property tax bill for 45 Loring Ave was $6,147, up 5.3% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 (-) Land $70,000 Building $33,300	$103,300 (-) Land $70,000 Building $33,300
2025	$6,147.00 (+5.26%)	$103,300 Land $70,000 Building $33,300	$103,300 Land $70,000 Building $33,300
2024	$5,840.00
2023		$98,100 Land $70,000 Building $28,100	$98,100 Land $70,000 Building $28,100
2022	$5,810.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Loring Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Loring Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Loring Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures