42 Loring Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 42 Loring Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1932
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Sep 2021)
Tax Bill	$6,981 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05 00234-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`05 00234-0000-00041`
Alternative APNs	`05-00234-0000-00041-01` `050023400041` `00006888`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	42 LORING AVE
City	EDISON
State	NJ
Zip	08817-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X100
Legal Subdivision	HIGHLAND TERRACE
Legal Block	234
Legal Lot Number	41.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2006
Census Tract	1803

Owner

42 Loring Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 LORING AVE, EDISON, NJ 08817-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 30, 2020	Grant Deed, Transfer FOUNDATION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	2021115910
Deed Book / Page	18623 / 880
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 13, 2021
Property Address	42 LORING AVE, EDISON, NJ 08817-4412
Document Number	0000115910
Book / Page	18623 / 880
Instrument Date	Sep 3, 2021
Instrument	2021115910
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ASSOCIATED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 W 59TH ST, 224, BURR RIDGE, IL 60527-4901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LORING AVE, EDISON, NJ 08817-4412

Mortgage

Document Number	0000115911
Date	Sep 13, 2021
Instrument	2021115911

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 30, 2020
Property Address	42 LORING AVE, EDISON, NJ 08817-4412
Document Number	0000120985
Book / Page	018151 / 000581
Instrument Date	Oct 19, 2020
Instrument	120985
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 LORING AVE EDISON NJ 088174412, EDISON, NJ 08817-4412

Tax Assessment & Valuation

The 2025 property tax bill for 42 Loring Ave was $6,981.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (-) Land $70,000 Building $47,300	$117,300 (-) Land $70,000 Building $47,300
2025	$6,981.00 (-0.01%)	$117,300 Land $70,000 Building $47,300	$117,300 Land $70,000 Building $47,300
2024	$6,982.00
2023		$117,300 Land $70,000 Building $47,300	$117,300 Land $70,000 Building $47,300
2022	$6,947.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Loring Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Loring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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