45 Locust St, Assonet, MA 02702 Property Records

Bristol County and Freetown Town property record for 45 Locust St, Assonet, MA 02702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1970
Lot Size	3.4 acres (148,104 sqft)
Owner	Trust Name on File
Last Sale	$260,000 (May 2009)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FREE M:206 P:50`

Property Details

APN / Parcel Number

Primary APN	`FREE M:206 P:50`
Alternative APNs	`M:00206 B:0000 L:050` `1545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	3,069 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,104 sqft (3.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1545
Street Address	45 LOCUST ST
City	ASSONET
State	MA
Zip	02702-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	FREETOWN MA
Township / Civil Division	FREETOWN
Census Block Group	2
Census Block	2007
Census Tract	617101

Owner

45 Locust St is owner-occupied and held in a trust since January 2021.

Source: Bristol County and Freetown Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	45 LOCUST ST, ASSONET, MA 02702-1133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jan 19, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2009 · Amount on File
Deed Sale	May 8, 2009 · Amount on File
Deed Document Number	20097261
Deed Book / Page	7173 / 335
Last Transfer Date	Jan 14, 2021
Transfer Doc	10406-225
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREETOWN MA
Property Address	45 LOCUST ST, ASSONET, MA 02702-1133
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011868-321
Date	Sep 2, 2025
Book Page	11868/321
Instrument	12595

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREETOWN MA
Property Address	45 LOCUST ST, ASSONET, MA 02702-1133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9905-205
Date	Oct 16, 2019
Book Page	9905/205
Instrument	17668

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREETOWN MA
Recording Date	Jan 19, 2021
Property Address	45 LOCUST ST, ASSONET, MA 02702-1133
Document Number	10406-225
Book / Page	10406 / 225
Instrument Date	Jan 14, 2021
Instrument	1304
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LOCUST ST, ASSONET, MA 02702-1133

Tax Assessment & Valuation

The 2025 property tax bill for 45 Locust St was $4,810, up 0.6% from the year before.

Source: Bristol County and Freetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Freetown Town
Unified School District	Freetown-Lakeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,810.00 (+0.65%)	$485,400 (+5.94%) Land $187,500 Building $297,900	$492,860 (+3.99%)
2024	$4,779.00 (+2.25%)	$458,200 (+5%) Land $176,900 Building $281,300	$473,955
2023	$4,674.00	$436,400 Land $159,300 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust St

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