38 Locust St, Assonet, MA 02702 Property Records

Bristol County and Freetown Town property record for 38 Locust St, Assonet, MA 02702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1973
Lot Size	0.954 acres (41,556 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jul 2023)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FREE M:206 P:94`

Property Details

APN / Parcel Number

Primary APN	`FREE M:206 P:94`
Alternative APN	`1657`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,556 sqft (0.954 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1657
Street Address	38 LOCUST ST
City	ASSONET
State	MA
Zip	02702-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	FREETOWN MA
Township / Civil Division	FREETOWN
Census Block Group	1
Census Block	1009
Census Tract	617101

Owner

Source: Bristol County and Freetown Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 LOCUST ST, ASSONET, MA 02702-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 19, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST CITIZENS FCU
Jul 19, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	20239900
Deed Book / Page	11333 / 92
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREETOWN MA
Property Address	38 LOCUST ST, ASSONET, MA 02702-1132
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011951-198
Date	Dec 19, 2025
Book Page	11951/198
Instrument	18053

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREETOWN MA
Property Address	38 LOCUST ST, ASSONET, MA 02702-1132
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011193-110
Date	Dec 19, 2022
Book Page	11193/110
Instrument	21800

Lender

Name	FIRST CITIZENS FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2030

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREETOWN MA
Recording Date	Jul 19, 2023
Property Address	38 LOCUST ST, ASSONET, MA 02702-1132
Document Number	0011333-92
Book / Page	11333 / 92
Instrument Date	Jul 19, 2023
Instrument	9900
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LOCUST ST, FREETOWN, MA

Mortgage

Document Number	0000009901
Date	Jul 19, 2023
Instrument	9901

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Freetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Freetown Town
Unified School District	Freetown-Lakeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (-0.1%)	$414,300 (+5.13%) Land $161,700 Building $252,600	$545,585 (+24.82%)
2024	$4,110.00 (+3.29%)	$394,100 (+6.08%) Land $152,500 Building $241,600	$437,095
2023	$3,979.00	$371,500 Land $137,300 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1987–2012)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 8 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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