45 Linder Dr, Homosassa, FL 34446 Property Records

Citrus County property record for 45 Linder Dr, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1992
Lot Size	0.288 acres (12,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2017)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-00210-028.0`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-00210-028.0`
Alternative APNs	`1320S18E0010002100280` `1535832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,765 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,575 sqft (0.288 acres)
Lot Dimensions	120 ft deep x 93 ft wide
Garage Area	564 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Porch
Porch Area	381 sqft
Patio Area	99 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1535832
Old Parcel Number	1320S18E0010002100280
Street Address	45 LINDER DR
City	HOMOSASSA
State	FL
Zip	34446-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 28 BLK 21 DESC IN OR BK 921 PG 1833
Legal Range	18E
Legal Township	20S
Legal Section	18
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	21
Legal Lot Number	28
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1011
Census Tract	451606

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 LINDER DR, HOMOSASSA, FL 34446-3966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	2017010591
Deed Book / Page	2814 / 2193
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	45 LINDER DR, HOMOSASSA, FL 34446-3966
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LINDER DR, HOMOSASSA, FL 34446-3966

Mortgage

Document Number	0031510028
Date	Apr 6, 2021
Book Page	3151/28
Instrument	2021021779

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 8, 2017
Property Address	45 LINDER DR, HOMOSASSA, FL 34446-3966
Document Number	0028142193
Book / Page	00281 / 002193
Instrument Date	Feb 17, 2017
Instrument	10591
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4902 PINEY CHURCH RD WALDORF MD 206023136, WALDORF, MD 20602-3136

Mortgage

Document Number	28142195
Date	Mar 8, 2017
Book Page	002814/002195
Instrument	10592

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 (+5.67%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$268,997 (-1.88%) Land $22,000 Building $246,997	$268,997 (-1.88%) Land $22,000 Building $246,997
2024	$1,921.00 (+2.84%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$274,144 (+3.46%) Land $18,870 Building $255,274	$274,144 (+3.46%) Land $18,870 Building $255,274
2023	$1,868.00 (+3.61%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$264,974 (+12.2%) Land $18,800 Building $246,174	$264,974 (+12.2%) Land $18,800 Building $246,174
2022	$1,803.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$236,168 Land $14,000 Building $222,168	$236,168 Land $14,000 Building $222,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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