44 Linder Dr, Homosassa, FL 34446 Property Records

Citrus County property record for 44 Linder Dr, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,661 sqft · built 1996
Lot Size	0.268 acres (11,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jul 2026)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-00200-0190`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-00200-0190`
Alternative APNs	`1320S18E0010002000190` `1535522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,661 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	2,661 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,668 sqft (0.268 acres)
Lot Dimensions	120 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Finished/Screened Porch
Porch Area	416 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1535522
Street Address	44 LINDER DR
City	HOMOSASSA
State	FL
Zip	34446-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 19 BLK 20
Legal Range	18E
Legal Township	20S
Legal Section	18
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	20
Legal Lot Number	19
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	1
Census Block	1002
Census Tract	451606

Owner

Source: Citrus County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 LAS PALMAS AVE, SPRING HILL, FL 34606-6930
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage FLORIDA CAPITAL BANK
Aug 19, 2021	Quit Claim Deed, Transfer · Conventional Mortgage SUNCOAST CU
Mar 6, 2019	Warranty Deed, Transfer EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	202640879
Deed Book / Page	3687 / 922
Prior Transfer Date	Jun 10, 2025
Prior Transfer Doc	0035771067
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 10, 2026
Property Address	44 LINDER DR, HOMOSASSA, FL 34446-3957
Document Number	0000040879
Book / Page	3687 / 922
Instrument Date	Jul 9, 2026
Instrument	202640879
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342,895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 LAS PALMAS AVE, SPRING HILL, FL 34606-6930

Mortgage

Document Number	0000040880,
Date	Jul 10, 2026
Instrument	202640880

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Recording Date	Sep 3, 2026
Property Address	44 LINDER DR, HOMOSASSA, FL 34446-3957
Document Number	0000053066
Book / Page	3703 / 2438
Instrument Date	Jul 9, 2026
Instrument	202653066
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 LAS PALMAS AVE, SPRING HILL, FL 34606-6930

Mortgage

Document Number	0000053066,
Date	Sep 3, 2026
Book Page	3703/2438
Instrument	202653066

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 19, 2021
Property Address	44 LINDER DR, HOMOSASSA, FL 34446-3957
Document Number	0031962203
Book / Page	3196 / 2203
Map Reference	MB 9 PG 87-A
Instrument Date	Aug 11, 2021
Instrument	2021057074
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	PRECISION TITLE/SUNCOAST INC, PRECISION TTL OF SUNCOAST IN

Transaction

Amount	Amount Recorded
Tax	$912.80
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 LINDER DR, HOMOSASSA, FL 34446-3957

Mortgage

Document Number	31962204
Date	Aug 19, 2021
Instrument	3196/2204

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 6, 2019
Property Address	44 LINDER DR, HOMOSASSA, FL 34446-3957
Document Number	0029601285
Book / Page	002960 / 001285
Instrument Date	Feb 21, 2019
Instrument	11269
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SCOTCH PINE LN JEFFERSON CITY TN 377604012, JEFFERSON CITY, TN 37760-4012

Mortgage

Document Number	29601287
Date	Mar 6, 2019
Book Page	002960/001287
Instrument	11270

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,223.00 (+4.51%)	$239,462 (-30.81%)	$337,543 (-2.48%) Land $22,000 Building $315,543
2024	$3,084.00 (+2.42%) Homeowner's exemption Additional exemption filed	$346,112 (+2.66%) Land $18,870 Building $327,242	$346,112 (+2.66%) Land $18,870 Building $327,242
2023	$3,011.00 (+7.08%) Homeowner's exemption Additional exemption filed	$337,128 (+15.96%) Land $18,800 Building $318,328	$337,128 (+15.96%) Land $18,800 Building $318,328
2022	$2,812.00 Homeowner's exemption Additional exemption filed	$290,722 Land $14,000 Building $276,722	$290,722 Land $14,000 Building $276,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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