Albany County and Albany City property record for 45 Learned St, Albany, NY 12207
| Property Type | Commercial |
|---|---|
| Details | 12,648 sqft · built 1920 |
| Lot Size | 2.13 acres (93,150 sqft) |
| Owner | Company Name on Record |
| Last Sale | $950,000 (Nov 2012) |
| Tax Bill | $28,817 (2026) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 65.20-1-12.1 |
| Primary APN | 010100 65.20-1-12.1 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 12,648 sqft Gross Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 93,150 sqft (2.13 acres) |
| Lot Dimensions | 150 ft deep x 621 ft wide |
| Total Buildings | 2 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06502000010120010000 |
|---|---|
| Street Address | 45 LEARNED ST |
| City | ALBANY |
| State | NY |
| Zip | 12207-3001 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | M1 |
| Legal Block | 1 |
| Legal Lot Number | 12.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1100 |
Source: Albany County and Albany City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 LEARNED ST, ALBANY, NY 12207-3001 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2012 · Amount on Record |
| Deed Sale | Nov 1, 2012 · Amount on Record |
| Deed Document Number | 201211266530 |
| Deed Book / Page | 3048 / 569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 45 LEARNED ST, ALBANY, NY 12207-3001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000178 |
|---|---|
| Date | May 23, 2023 |
| Instrument | R2023-9178 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BALLSTON SPA, NY 12020 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,817.00 (-36.07%) | ||
| 2025 | $800,000 (-11.11%) Land $800,000 | $833,333 (-34.42%) Land $833,333 | |
| 2023 | $900,000 (-) Land $878,200 Building $21,800 | $1,270,648 (+12.55%) Land $1,239,870 Building $30,778 | |
| 2022 | $900,000 Land $878,200 Building $21,800 | $1,128,951 Land $1,101,605 Building $27,346 | |
| 2021 | $45,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 14 (1979–2023) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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