34 Learned St, Albany, NY 12207 Property Records

Albany County and Albany City property record for 34 Learned St, Albany, NY 12207

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 8,568 sqft · built 1920
Lot Size	0.173 acres (7,544 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2007)
Tax Bill	$7,731 (2021)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`010100 65.20-1-6`

Property Details

APN / Parcel Number

Primary APN	`010100 65.20-1-6`
Alternative APNs	`010006502000010060000000` `06502000010060000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	8,568 sqft Total Area
1st Floor Area	4,284 sqft
2nd Floor Area	4,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Other
Exterior Material	Brick
Lot Area	7,544 sqft (0.173 acres)
Lot Dimensions	75 ft deep x 61.1 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06502000010060000000
Old Parcel Number	010006502000010060000000
Street Address	34 LEARNED ST
City	ALBANY
State	NY
Zip	12207-3002
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	M1
Legal Description	2 BRICK WHSE & 2 CON & WOOD 0900916
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1003
Census Tract	1100

Owner

Source: Albany County and Albany City assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 KING ST, TROY, NY 12180-2819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage NBT BANK NATIONAL ASSOCIATION
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit NBT BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2007 · Amount on Record
Deed Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	9922768
Deed Book / Page	2879 / 0619
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	34 LEARNED ST, ALBANY, NY 12207-3002
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004408
Date	Feb 27, 2018
Instrument	R2018-04408

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	ALBANY, NY 12207

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	34 LEARNED ST, ALBANY, NY 12207-3002
Document Number	0000019281
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LEARNED ST ALBANY NY 122073002, ALBANY, NY 12207-3002

Mortgage

Document Number	0000019281
Date	Aug 28, 2018
Instrument	19281

Lender

Name	NBT BK
Type	Bank
Address	SCHENECTADY, NY 12305

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,000 (+103.33%) Land $85,400 Building $341,600	$444,792 (+50.02%) Land $88,958 Building $355,834
2023		$210,000 (+6.6%) Land $39,400 Building $170,600	$296,485 (+19.98%) Land $55,626 Building $240,859
2022		$197,000 Land $39,400 Building $157,600	$247,115 Land $49,423 Building $197,692
2021	$7,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Spectrum, T-Mobile USA, Verizon.

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