Monterey County property record for 45 Laurel Dr, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,729 sqft · built 1963 |
| Lot Size | 0.991 acres (43,190 sqft) |
| Owner | Company Name on Record |
| Last Sale | $985,000 (Jun 2017) |
| Tax Bill | $12,144 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-371-001-000 |
| Primary APN | 187-371-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 1,729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | L-Shape |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 43,190 sqft (0.991 acres) |
| Garage Area | 685 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 187-371-001 |
|---|---|
| Street Address | 45 LAUREL DR |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 126 RCHO DEL MONTE NO 4 L 25 |
| Legal Subdivision | RCHO DEL MONTE NO 4 |
| Legal Tract | 126 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 140 PERALTA AVE, SAN FRANCISCO, CA 94110-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 7, 2017 | Grant Deed, Transfer · ARM FIRST REPUBLIC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on Record |
| Deed Sale | Jun 7, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2006 · Amount on Record |
| Deed Document Number | 201730172 |
| Last Transfer Date | Feb 3, 2020 |
| Transfer Doc | 0000017406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 7, 2020 |
| Property Address | 45 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 0000017406 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 17406 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 140 PERALTA AVE SAN FRANCISCO CA 941104831, SAN FRANCISCO, CA 94110-4831 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 7, 2017 |
| Property Address | 45 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 0000030172 |
| Map Reference | VOL4 PG96 |
| Instrument Date | May 18, 2017 |
| Instrument | 2017030172 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 PERALTA AVE, SAN FRANCISCO, CA 94110-4831 |
| Document Number | 0000030173 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 2017030173 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 9.95% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,166,035 (+2%) Land $591,897 Building $574,138 | |
| 2025 | $12,144.00 (+2.93%) Homeowner's exemption | $1,143,173 (+4.04%) Land $580,292 Building $562,881 |
| 2024 | $11,798.00 (+0.08%) | |
| 2023 | $11,789.00 (+3.37%) Homeowner's exemption | $1,098,784 Land $557,759 Building $541,025 |
| 2022 | $11,405.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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