Macon County property record for 45 Larry Dr, Decatur, IL 62526
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,528 sqft · built 1955 |
| Lot Size | 0.458 acres (19,968 sqft) |
| Owner | Trust Name on File |
| Last Sale | $45,000 (Feb 2015) |
| Tax Bill | $902 (2025) |
| Deeds & Mortgages | Nov 2015 Line of Credit Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-07-35-102-007 |
| Primary APN | 07-07-35-102-007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,968 sqft (0.458 acres) |
| Lot Dimensions | 128 ft deep x 156 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|
| Account Number | 070735102007 |
|---|---|
| Street Address | 45 LARRY DR |
| City | DECATUR |
| State | IL |
| Zip | 62526-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | COUNTRY ACRES ADD LOT 23 00BK2993/831 156.25X128 96BK2664/213 |
| Legal Range | 02E |
| Legal Township | 17N |
| Legal Section | 35 |
| Legal Subdivision | CONTRACT FOR DEED |
| Legal Lot Number | 23 |
| Jurisdiction | MACON IL |
| Township / Civil Division | HICKORY POINT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2904 |
45 Larry Dr is owner-occupied and held in a trust since February 2015.
Source: Macon County records, as of June 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45 LARRY DR, DECATUR, IL 62526-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2015 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Feb 1, 2023 | Deed, Transfer |
| Sep 3, 2009 | Trustee's Deed, Foreclosure · FHA Mortgage NATIONAL CITY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2015 · Amount on File |
| Deed Sale | Feb 1, 2015 · Amount on File |
| Prior Sale | Sep 3, 2009 · Amount on File |
| Deed Document Number | 20154429 PG429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 45 LARRY DR, DECATUR, IL 62526-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTRAL ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 004466/433 |
|---|---|
| Date | Nov 4, 2015 |
| Book Page | 4466/433 |
| Instrument | 1895778 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PANA, IL 62557 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 2 Months |
| Due | Jan 17, 2016 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Feb 1, 2023 |
| Property Address | 45 LARRY DR, DECATUR, IL 62526-1934 |
| Document Number | 004937/692 |
| Book / Page | 4937 / 692 |
| Map Reference | BK 300 PG 207 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2007464 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 LARRY DR, DECATUR, IL 62526-1934 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Sep 3, 2009 |
| Property Address | 45 LARRY DR, DECATUR, IL 62526-1934 |
| Document Number | 004015/879 |
| Book / Page | 4015 / 879 |
| Map Reference | MB300 PG207 |
| Instrument Date | Aug 6, 2009 |
| Instrument | 1781642 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 LARRY DR, DECATUR, IL 62526-1934 |
| Document Number | 0001781643 |
|---|---|
| Date | Sep 3, 2009 |
| Instrument | 1781643 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2039 |
The 2025 property tax bill for 45 Larry Dr was $902 with a homeowner's exemption.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Hickory Point Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $902.00 | $20,787 Land $7,122 Building $13,665 | $62,367 Land $21,368 Building $40,999 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Larry Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 20 (1978–2011) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Larry Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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