Macon County property record for 38 Larry Dr, Decatur, IL 62526
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1957 |
| Lot Size | 0.458 acres (19,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,500 (Jun 2020) |
| Tax Bill | $4,328 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-07-35-101-014 |
| Primary APN | 07-07-35-101-014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,968 sqft (0.458 acres) |
| Lot Dimensions | 128 ft deep x 156 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|
| Account Number | 070735101014 |
|---|---|
| Street Address | 38 LARRY DR |
| City | DECATUR |
| State | IL |
| Zip | 62526-1972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | L 0011 B 00 COUNTRY ACRES ADD58 07 2 03 0319 000 00 156.25X128 |
| Legal Range | 02E |
| Legal Township | 17N |
| Legal Section | 35 |
| Legal Subdivision | COUNTRY ACRES ADD |
| Jurisdiction | MACON IL |
| Township / Civil Division | HICKORY POINT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2904 |
38 Larry Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Macon County records, as of June 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 LARRY DR, DECATUR, IL 62526-1972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STALEY CU |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Prior Sale | Sep 2, 2016 · Amount on File |
| Deed Document Number | 20201961675 |
| Deed Book / Page | 4744 / 645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 38 LARRY DR, DECATUR, IL 62526-1972 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 4824/332 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4824/332 |
| Instrument | 1979184 |
| Name | STALEY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 8, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 38 LARRY DR, DECATUR, IL 62526-1972 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4808/606 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 4808/606 |
| Instrument | 1975626 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 38 LARRY DR, DECATUR, IL 62526-1972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4744/647 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 4744/647 |
| Instrument | 1961676 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Jun 5, 2020 |
| Property Address | 38 LARRY DR, DECATUR, IL 62526-1972 |
| Document Number | 4744/645 |
| Book / Page | 4744 / 645 |
| Map Reference | PB 1259 PG 226 |
| Instrument Date | May 28, 2020 |
| Instrument | 1961675 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 LARRY DR, DECATUR, IL 62526-1972 |
| Document Number | 004744/647 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 4744/647 |
| Instrument | 1961676 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 38 Larry Dr was $4,328 with a homeowner's exemption.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Hickory Point Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,328.00 | $52,946 Land $7,139 Building $45,807 | $158,854 Land $21,419 Building $137,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Larry Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 20 (1978–2011) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Larry Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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