45 la Crosse Dr, Ojai (Oak View), CA 93022 Property Records

Ventura County property record for 45 la Crosse Dr, Ojai, CA 93022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1954
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$799,000 (Apr 2022)
Tax Bill	$10,148 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-0-181-125`

Property Details

APN / Parcel Number

Primary APN	`031-0-181-125`
Alternative APN	`0340081175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	222 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0340081175
Street Address	45 LA CROSSE DR
City	OJAI
State	CA
Zip	93022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	LOT: 49 REF: 020MR 015
Legal Subdivision	LINDA VISTA KNOLL TRACT
Legal Block	181
Legal Lot Number	49
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	2
Census Block	2003
Census Tract	1102

Owner

45 la Crosse Dr is owned by an individual who bought it in April 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Apr 15, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jun 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MLD MORTGAGE
Mar 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	Apr 12, 2013 · Amount on File
Deed Document Number	202247178
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	0000076696
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609

Mortgage

Document Number	0000086386
Date	Dec 3, 2025
Instrument	2025000086386

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 15, 2022
Property Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609
Document Number	2022000047178
Map Reference	MB 20 PG 15&16
Instrument Date	Mar 17, 2022
Instrument	2022000047178
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609

Mortgage

Document Number	2022000047179
Date	Apr 15, 2022
Instrument	2022000047179

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 2, 2020
Property Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609
Document Number	0000076696
Map Reference	MB 20 PG 15
Instrument Date	May 26, 2020
Instrument	20200602-00076696
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609

Mortgage

Document Number	0000076697
Date	Jun 2, 2020
Instrument	20200602-00076697

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	45 LA CROSS ST, OAK VIEW, CA 93022-9609
Document Number	0000032143
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45 LA CROSS ST OAK VIEW CA 930229609, OAK VIEW, CA 93022-9609

Mortgage

Document Number	0000032143
Date	Mar 20, 2018
Instrument	32143

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45 la Crosse Dr was $10,148, up 1.8% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,862 (+2%) Land $562,324 Building $302,538
2025	$10,148.00 (+1.85%)	$847,904 Land $551,298 Building $296,606
2024	$9,964.00 (+1.47%)
2023	$9,820.00 (+94.69%)	$814,980 Land $529,890 Building $285,090
2022	$5,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 la Crosse Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 la Crosse Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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