45 Kirkside Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 45 Kirkside Ave, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,324 sqft · built 2020
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$434,231 (Aug 2020)
Tax Bill$11,323 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jun 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN027071-1990

Property Details

APN / Parcel Number

Primary APN027071-1990

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,324 sqft Living Area
Gross Area3,994 sqft
1st Floor Area3,324 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area670 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 KIRKSIDE AVE
CitySAINT AUGUSTINE
StateFL
Zip32095-8622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description86/77-84 SOUTHAVEN PHASE IIA LOT 199 OR5025/1362
Legal Range28E
Legal Township06S
Legal Section13
Legal SubdivisionSOUTHAVEN PHASE IIA
Legal Phase2A
Legal Block1
Legal Lot Number199
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20904

Owner

Source: St. Johns County records · APN 027071-1990

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Jun 30, 2020Loan Modification, Mortgage
HOUSING CAP
Dec 27, 2019Loan Modification, Mortgage
HOUSING CAP
Dec 27, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Deed Document Number202071683
Deed Book / Page5025 / 1362
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 26, 2020
Property Address45 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622
Document Number0050251362
Book / Page5025 / 1362
Map ReferenceMB 86 PG 77-84
Instrument DateAug 13, 2020
Instrument2020071683
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,040.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622

Mortgage

Document Number50251364
DateAug 26, 2020
Instrument5025/1364
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address45 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622
Document Number0049980047
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0049980047
DateJul 24, 2020
Book Page004998/000047
Instrument60078
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded
Term12 Months
DueJul 23, 2021

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address45 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622
Document Number0048581741
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0048581741
DateDec 31, 2019
Book Page004858/001741
Instrument98051
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 27, 2019
Property Address45 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622
Document Number0048570205
Book / Page004857 / 000205
Instrument DateDec 27, 2019
Instrument97302
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,906.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$490,246 (+2.7%)$647,005 (-3%) Land $165,000 Building $482,005
2025$11,323.00 (+9.21%) Homeowner's exemption$477,357 (+5.99%)$666,992 (+11.42%) Land $165,000 Building $501,992
2024$10,368.00 (+1.02%)
2023$10,263.00 (+4.66%) Homeowner's exemption$450,392 (+3%)$598,650 (+8.81%) Land $140,000 Building $458,650
2022$9,806.00 Homeowner's exemption$437,274$550,172 Land $123,200 Building $426,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 917 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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