St. Johns County property record for 97 Kirkside Ave, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,999 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,884 (May 2019) |
| Tax Bill | $12,973 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027071-2020 |
| Primary APN | 027071-2020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,999 sqft Living Area |
| Gross Area | 4,650 sqft |
| 1st Floor Area | 3,167 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97 KIRKSIDE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86/77-84 SOUTHAVEN PHASE IIA LOT 202 OR4730/1665 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 13 |
| Legal Subdivision | SOUTHAVEN PHASE IIA |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 202 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| May 29, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Deed Document Number | 201936681 |
| Deed Book / Page | 4730 / 1665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 97 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 97 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622 |
| Document Number | 0052881406 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 5288/1406 |
| Instrument | 2021065378 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 97 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0049400529 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 4940/529 |
| Instrument | 2020036133 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 29, 2019 |
| Property Address | 97 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622 |
| Document Number | 0047301665 |
| Book / Page | 4730 / 1665 |
| Map Reference | MB 86 PG 77-94 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019036681 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,366.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 101, 14701, JACKSONVILLE, FL 32256-3745 |
| Name | Verified Name |
|---|---|
| Address | 97 KIRKSIDE AVE, SAINT AUGUSTINE, FL 32095-8622 |
| Document Number | 0047301667 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 4730/1667 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,128 (+2.7%) | $832,710 (-4.14%) Land $165,000 Building $667,710 | |
| 2025 | $12,973.00 (+9.37%) Homeowner's exemption | $599,930 (+2.9%) | $868,661 (+3.22%) Land $165,000 Building $703,661 |
| 2024 | $11,862.00 (+1.12%) Homeowner's exemption | $583,022 (+3%) | $841,600 (+4.86%) Land $155,000 Building $686,600 |
| 2023 | $11,731.00 (+16.73%) Homeowner's exemption | $566,041 (+24.05%) | $802,568 (+23.36%) Land $140,000 Building $662,568 |
| 2022 | $10,050.00 Homeowner's exemption | $456,312 | $650,600 Land $123,200 Building $527,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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