Ludlow Town property record for 45 Kettlebrook Rd, #J5, Ludlow, VT 05149
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,531 sqft · built 1984 |
| Lot Size | 66.1 acres (2,882,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $772,500 (Jul 2026) |
| Tax Bill | $8,095 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-12183 |
| Primary APN | 363-112-12183 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,531 sqft Living Area |
| Gross Area | 2,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 2,882,738 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 KETTLEBROOK RD, J5 |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | KETTLEBROOK ROAD 45 KETTLEBROOK J5. UPP |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 966300 |
45 Kettlebrook Rd, #J5 is owned by two individuals who bought it in July 2026.
Source: Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 LAUREL DR, NEEDHAM, MA 02492-3204 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Quit Claim Deed, Transfer |
| Dec 27, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on File |
| Deed Sale | Jul 15, 2026 · Amount on File |
| Prior Sale | Dec 27, 2022 · Amount on File |
| Deed Document Number | 20261267855040 |
| Prior Transfer Date | May 15, 2026 |
| Prior Transfer Doc | 1267855040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW VT |
| Recording Date | Jul 15, 2026 |
| Property Address | 45 KETTLEBROOK RD, J5, LUDLOW, VT 05149 |
| Document Number | 1267855040 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261267855040 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,146,930.75 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 LAUREL DR, NEEDHAM, MA 02492-3204 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUDLOW VT |
| Recording Date | Dec 27, 2022 |
| Property Address | 45 KETTLEBROOK RD # J5, J5, LUDLOW, VT 05149 |
| Document Number | DK382054720 |
| Instrument Date | Dec 15, 2022 |
| Instrument | DK 382054720 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $11.16 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 ATTAWAN RD, CONCORD, MA 01742-1614 |
| Name | Verified Name |
|---|---|
| Address | 3 MUFFIN PLACE, SAYBROOK, CT |
The 2025 property tax bill for 45 Kettlebrook Rd, #J5 was $8,095, down 12.3% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,095.00 (-12.34%) | $438,500 (-) Building $438,500 |
| 2024 | $9,235.00 | $438,500 Building $438,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Kettlebrook Rd, #J5 in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Nearby Flood Policies | 122 units insured incl. 94 condo units |
| Nearby Flood Claims | 31 (1981–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Kettlebrook Rd, #J5 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BULL RUN private · serves 420 people · EPA ID VT0005609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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