45 Kettlebrook Rd, #J3, Ludlow, VT 05149 Property Records

Ludlow Town property record for 45 Kettlebrook Rd, #J3, Ludlow, VT 05149

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,349 sqft · built 1984
Owner	2 Trust Names on File
Tax Bill	$6,698 (2025)
Deeds & Mortgages	Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`363-112-10432`

Property Details

APN / Parcel Number

Primary APN	`363-112-10432`
Alternative APNs	`(112) 030607.003` `M:030 B:607.003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,349 sqft Living Area
Gross Area	1,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 KETTLEBROOK RD, J3
City	LUDLOW
State	VT
Zip	05149
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	KETTLEBROOK ROAD 45 CONDO KETTLEBROOK
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2017
Census Tract	966300

Owner

45 Kettlebrook Rd, #J3 is held in a trust since October 2017.

Source: Ludlow Town records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 115, QUOGUE, NY 11959-0115
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2017
Transfer Doc	1376750208
Record Updated	Sep 20, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW VT
Recording Date	Jan 17, 2018
Property Address	45 KETTLEBROOK RD # J3, J3, LUDLOW, VT 05149
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	53 OLD DEPOT RD QUOGUE NY 11959, QUOGUE, NY 11959

Tax Assessment & Valuation

The 2025 property tax bill for 45 Kettlebrook Rd, #J3 was $6,698, down 12.3% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,698.00 (-12.34%)	$362,800 Building $362,800
2024	$7,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Kettlebrook Rd, #J3 in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Nearby Flood Policies	122 units insured incl. 94 condo units
Nearby Flood Claims	31 (1981–2023)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims Severe Storms And Flooding, Apr 2019 · 3 claims Tropical Storm Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Kettlebrook Rd, #J3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BULL RUN private · serves 420 people · EPA ID VT0005609
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20