45 Keddy St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 45 Keddy St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1955
Lot Size0.247 acres (10,755 sqft)
OwnerIndividual Name on Record
Last Sale$164,900 (May 2019)
Tax Bill$3,468 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APNSPRI S:07196 P:0071

Property Details

APN / Parcel Number

Primary APNSPRI S:07196 P:0071
Alternative APN
  • 71960071

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,755 sqft (0.247 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number71960071
Street Address45 KEDDY ST
CitySPRINGFIELD
StateMA
Zip01109-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3000
Census Tract801601

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 KEDDY ST, SPRINGFIELD, MA 01109-1433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2019Quit Claim Deed, Transfer · VA Mortgage
HARBORONE MORTGAGE
Jan 29, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleJan 29, 2018 · Amount on Record
Deed Document Number201928379
Deed Book / Page22687 / 321
Record UpdatedSep 20, 2026

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMay 30, 2019
Property Address45 KEDDY ST, SPRINGFIELD, MA 01109-1433
Document Number22687-321
Book / Page22687 / 321
Instrument DateMay 29, 2019
Instrument28379
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 NORTHAMPTON AVE, SPRINGFIELD, MA 01109-3333

Mortgage

Document Number28380
DateMay 30, 2019
Instrument28380
Lender
NameHARBORONE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJan 29, 2018
Property Address45 KEDDY ST, SPRINGFIELD, MA 01109-1433
Document Number22043-236
Book / Page022043 / 000236
Instrument DateJan 25, 2018
Instrument5127
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transaction

AmountAmount Recorded
Tax$295.74
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 GARWAY DR SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,468.00 (+22.89%)$221,200 (+33.66%) Land $52,400 Building $168,800$239,875 (+2.27%)
2024$234,555
2023$2,822.00$165,500 Land $49,800 Building $115,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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