Hampden County and Springfield City property record for 20 Keddy St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1955 |
| Lot Size | 0.242 acres (10,533 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $253,000 (Jul 2026) |
| Tax Bill | $3,233 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:07196 P:0001 |
| Primary APN | SPRI S:07196 P:0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 10,533 sqft (0.242 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 71960001 |
|---|---|
| Street Address | 20 KEDDY ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 801601 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 386 STAPLETON RD, SPRINGFIELD, MA 01109-1552 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 13, 2026 | Quit Claim Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORPORATION |
| Jul 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMESTEAD FUNDING CORPORATION |
| Aug 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 30, 2017 | Quit Claim Deed, Transfer · FHA Mortgage PARAMOUNT RES MTG GP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 202632498 |
| Deed Book / Page | 26414 / 299 |
| Transfer Doc | 021836-191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Document Number | 0000032498 |
| Book / Page | 26414 / 299 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202632498 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 386 STAPLETON RD, SPRINGFIELD, MA 01109-1552 |
| Date | Jul 13, 2026 |
|---|
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Document Number | 0000032500 |
| Book / Page | 26414 / 319 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202632500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Document Number | 0000032500, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 26414/319 |
| Instrument | 202632500 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 025120-315 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 25120/315 |
| Instrument | 38552 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 024353-440 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 24353/440 |
| Instrument | 2363 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 30, 2017 |
| Property Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Document Number | 21836-191 |
| Book / Page | 21836 / 191 |
| Instrument | 50741 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.96 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 KEDDY ST, SPRINGFIELD, MA 01109-1434 |
| Document Number | 218360193 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 21836/0193 |
| Name | PARAMOUNT RES MTG GP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,233.00 (-2.8%) | $209,100 (-1.41%) Land $52,300 Building $156,800 | $254,765 (+10.09%) |
| 2025 | $3,326.00 (+22.55%) | $212,100 (+33.23%) Land $52,300 Building $159,800 | $231,420 (+0.79%) |
| 2024 | $229,615 | ||
| 2023 | $2,714.00 | $159,200 Land $49,700 Building $109,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures