45 Jacob Way, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Jacob Way, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,865 sqft · built 2012
Lot Size	24.7 acres (1,076,689 sqft)
Owner	2 Individual Names on File
Last Sale	$605,200 (Jul 2017)
Tax Bill	$8,851 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:004.0-0045-0084.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:004.0-0045-0084.0`
Alternative APNs	`50000000130` `50000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,865 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,076,689 sqft (24.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	50000000130
Street Address	45 JACOB WAY
City	READING
State	MA
Zip	01867-3984
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2001
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:004.0-0045-0084.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 JACOB WAY, READING, MA 01867-3984
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance IVY MORTGAGE CORP
Aug 04, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance IVY MORTGAGE CORP
Jul 31, 2017	Quit Claim Deed, Transfer WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Jun 06, 2012 · Amount on Record
Deed Book / Page	69700 / 407
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	45 JACOB WAY, READING, MA 01867-3984
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076989-147
Date	Feb 17, 2021
Book Page	76989/147
Instrument	35953

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	45 JACOB WAY, READING, MA 01867-3984
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75298-122
Date	Aug 04, 2020
Book Page	75298/122
Instrument	130823

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2045

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 31, 2017
Property Address	45 JACOB WAY, READING, MA 01867-3984
Document Number	69700-407
Book / Page	69700 / 407
Instrument	121470
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$77.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 JACOB WAY, READING, MA 01867-3984

Mortgage

Document Number	697000411
Date	Jul 31, 2017
Instrument	69700/0411

Lender

Name	WASHINGTON TRUST MTG

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2047

Interest

Rate	3.75%
Max Rate At Change	80.1%
Max Rate	3%

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,851.00 (+4.3%)	$777,100 (+7.32%) Building $777,100	$813,390 (+2.29%)
2024	$8,486.00 (+0.44%)	$724,100 (+7.9%) Building $724,100	$795,150
2023	$8,449.00	$671,100 Building $671,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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