41 Jacob Way, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 41 Jacob Way, Reading, MA 01867

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,865 sqft · built 2012
Owner2 Individual Names on Record
Last Sale$461,960 (Oct 2012)
Tax Bill$8,984 (2025)
Deeds & MortgagesApr 2021 Refinance
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:004.0-0041-0084.0

Property Details

APN / Parcel Number

Primary APNREAD M:004.0-0041-0084.0
Alternative APNs
  • 50000000130
  • 50000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,865 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number50000000130
Street Address41 JACOB WAY
CityREADING
StateMA
Zip01867-3984
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBUSC
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2001
Census Tract334100

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 JACOB WAY, READING, MA 01867-3984
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
AMERIS BANK
Mar 28, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2012 · Amount on Record
Deed SaleOct 12, 2012 · Amount on Record
Deed Document Number201222
Deed Book / Page60234 / 451
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address41 JACOB WAY, READING, MA 01867-3984
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77542-564
DateApr 16, 2021
Book Page77542/564
Instrument87291
Lender
NameAMERIS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 1, 2031

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address41 JACOB WAY, READING, MA 01867-3984
Document Number74495-472
Instrument DateMar 28, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 JACOB WAY #41 READING MA 018673984, 41, READING, MA 01867-3984

Mortgage

Document Number74495-472
DateApr 21, 2020
Book Page074495/000472
Instrument57615
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,984.00 (+4.3%)$788,800 (+7.32%) Building $788,800$724,755 (+3.54%)
2024$8,614.00 (+0.42%)$735,000 (+7.88%) Building $735,000$699,960
2023$8,578.00$681,300 Building $681,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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