Cumberland Town property record for 45 Hickory Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,864 sqft · built 2015 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $374,800 (Jul 2016) |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9191-61 |
| Primary APN | 9191-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,875 sqft (0.594 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9191-61 |
|---|---|
| Street Address | 45 HICKORY RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 665 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11405 |
Source: Cumberland Town records · APN 9191-61
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HICKORY RD, CUMBERLAND, RI 02864-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND |
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2016 · Amount on Record |
| Deed Sale | Jul 07, 2016 · Amount on Record |
| Deed Book / Page | 1715 / 281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 45 HICKORY RD, CUMBERLAND, RI 02864-4400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002011-177 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 2011/177 |
| Instrument | 151209 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 45 HICKORY RD, CUMBERLAND, RI 02864-4400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001960-556 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 1960/556 |
| Instrument | 139785 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2063 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,049.00 (+5.59%) | $493,000 (-) Land $145,600 Building $347,400 |
| 2023 | $5,729.00 (-0.73%) | $493,000 (+28.05%) Land $145,600 Building $347,400 |
| 2022 | $5,771.00 | $385,000 Land $114,400 Building $270,600 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system RI1647530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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