Cumberland Town property record for 38 Hickory Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,892 sqft · built 2017 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,500 (Nov 2017) |
| Tax Bill | $5,970 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9221-34 |
| Primary APN | 9221-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 3,392 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,898 sqft (0.342 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9221-34 |
|---|---|
| Street Address | 38 HICKORY RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 663 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11405 |
38 Hickory Rd is owned and occupied by two individuals who bought it in November 2017.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 HICKORY RD, CUMBERLAND, RI 02864-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Nov 1, 2017 | Warranty Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Deed Book / Page | 1757 / 761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 38 HICKORY RD, CUMBERLAND, RI 02864-4407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1878-113 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 1878/113 |
| Instrument | 121950 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 1, 2017 |
| Property Address | 38 HICKORY RD, CUMBERLAND, RI 02864-4407 |
| Document Number | 1757-761 |
| Book / Page | 1757 / 761 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 17570763 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 01757/0763 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 38 Hickory Rd was $5,970, up 1.9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,970.00 (+1.95%) | $596,400 (+24.95%) Land $212,300 Building $384,100 | $646,569 |
| 2025 | $5,856.00 | $477,300 Land $137,800 Building $339,500 | |
| 2023 | $5,546.00 (+0.33%) | $477,300 (+29.42%) Land $137,800 Building $339,500 | |
| 2022 | $5,528.00 | $368,800 Land $108,200 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Hickory Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Hickory Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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