45 Harvard St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 45 Harvard St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,224 sqft · built 1949
Lot Size	0.046 acres (1,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jun 2022)
Tax Bill	$18,803 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02001-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`07-02001-0000-00021`
Alternative APNs	`070200100021` `080110`

Interior

Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Stucco
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Location & Zoning

Account Number	080110
Street Address	45 HARVARD ST
City	CLOSTER
State	NJ
Zip	07624-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	L68-71 20X100
Legal Subdivision	ALPINE BERGEN ESTATES
Legal Block	2001
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1001
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HARVARD ST, CLOSTER, NJ 07624-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	202260134
Deed Book / Page	4709 / 1996
Prior Transfer Date	Jul 19, 2000
Prior Transfer Doc	0000104486
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 14, 2022
Property Address	45 HARVARD ST, CLOSTER, NJ 07624-1511
Document Number	0047091996
Book / Page	4709 / 1996
Instrument Date	Mar 29, 2022
Instrument	2022060134
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,563.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 HARVARD ST, 45, CLOSTER, NJ 07624-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARVARD ST, CLOSTER, NJ 07624-1511

Mortgage

Document Number	2022060135
Date	Jun 14, 2022
Instrument	2022060135

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,800 (+8.08%) Land $584,000 Building $396,800	$980,800 (+8.08%) Land $584,000 Building $396,800
2025	$18,803.00 (+2.39%)	$907,500 (+19.24%) Land $566,500 Building $341,000	$907,500 (+19.24%) Land $566,500 Building $341,000
2024	$18,364.00 (+15.34%)
2023		$761,100 Land $519,000 Building $242,100	$761,100 Land $519,000 Building $242,100
2022	$15,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300