Bergen County and Closter Borough property record for 15 Harvard St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,890 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Aug 2026) |
| Tax Bill | $25,629 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02001-0000-00017 |
| Primary APN | 07-02001-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,890 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Account Number | 080010 |
|---|---|
| Street Address | 15 HARVARD ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | 0.22 AC |
| Legal Subdivision | ALPINE BERGEN ESTATES MAP 1 |
| Legal Block | 2001 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 HARVARD ST, CLOSTER, NJ 07624-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed, Transfer · Conventional Mortgage NEW MILLENNIUM BANK |
| Mar 7, 2019 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Dec 14, 2017 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY |
| Aug 24, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 202657676 |
| Deed Book / Page | 5879 / 954 |
| Prior Transfer Date | Aug 4, 2026 |
| Prior Transfer Doc | 0000057676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 20, 2026 |
| Property Address | 15 HARVARD ST, CLOSTER, NJ 07624-1511 |
| Document Number | 0000057676 |
| Book / Page | 5879 / 954 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202657676 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HARVARD ST, CLOSTER, NJ 07624-1511 |
| Document Number | 0000057677, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202657677 |
| Name | NEW MILLENNIUM BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 7, 2019 |
| Property Address | 15 HARVARD ST, CLOSTER, NJ 07624-1511 |
| Document Number | 0031932216 |
| Book / Page | 003193 / 002216 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 15102 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HARVARD ST CLOSTER NJ 076241511, CLOSTER, NJ 07624-1511 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 14, 2017 |
| Property Address | 15 HARVARD ST, CLOSTER, NJ 07624-1511 |
| Document Number | 0028120480 |
| Book / Page | 002812 / 000480 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HARVARD ST CLOSTER NJ 076241511, CLOSTER, NJ 07624-1511 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 24, 2017 |
| Property Address | 15 HARVARD ST, CLOSTER, NJ 07624-1511 |
| Document Number | 0027040167 |
| Book / Page | 002704 / 000167 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $999.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HARVARD ST CLOSTER NJ 076241511, CLOSTER, NJ 07624-1511 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,364,800 (+10.34%) Land $579,500 Building $785,300 | $1,364,800 (+10.34%) Land $579,500 Building $785,300 | |
| 2025 | $25,629.00 (+1.28%) | $1,236,900 (+7.23%) Land $562,000 Building $674,900 | $1,236,900 (+7.23%) Land $562,000 Building $674,900 |
| 2024 | $25,305.00 (+4.84%) | ||
| 2023 | $1,153,500 Land $514,500 Building $639,000 | $1,153,500 Land $514,500 Building $639,000 | |
| 2022 | $24,137.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | May 1990 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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