45 Harrogate Dr, Mason, MI 48854 Property Records

Ingham County property record for 45 Harrogate Dr, Mason, MI 48854

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,170 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$23,000 (Sep 2019)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-19-10-04-327-045`

Property Details

APN / Parcel Number

Primary APN	`33-19-10-04-327-045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 HARROGATE DR
City	MASON
State	MI
Zip	48854-1385
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS2
Legal Description	UNIT 45 THE LANDINGS AT RAYNER PONDS INGHAM CO. CONDO SUB PLAN NO. 145, SEC 4, T2NR1W CITY OF MASON SPLIT ON 02/03/2002 FROM
Legal Range	01W
Legal Township	02N
Legal Section	04
Legal Subdivision	THE LANDINGS AT RAYNER PONDS CONDOMINIUM
Legal Unit	50
Jurisdiction	INGHAM MI
Township / Civil Division	MASON
Census Block Group	4
Census Block	4004
Census Tract	6301

Owner

45 Harrogate Dr, a condominium, is owned and occupied by two individuals who bought it in September 2019.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 HARROGATE DR, MASON, MI 48854-1385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Aug 5, 2019	Loan Modification, Mortgage HORIZON BK
Apr 30, 2014	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	201930293
Prior Transfer Date	Apr 30, 2010
Prior Transfer Doc	0000019679
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Sep 9, 2019
Property Address	45 HARROGATE DR, MASON, MI 48854-1385
Document Number	0000030293
Map Reference	LB 2837 PG 670
Instrument Date	Sep 5, 2019
Instrument	2019-030293
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	BELL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$197.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 KENDALE BLVD STE 200, 1650, EAST LANSING, MI 48823-2076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S LANSING ST, MASON, MI 48854-1573

Mortgage

Document Number	0000030294
Date	Sep 9, 2019
Instrument	2019-030294

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INGHAM MI
Recording Date	Aug 5, 2019
Property Address	45 HARROGATE DR, MASON, MI 48854-1385
Instrument Date	Jul 25, 2019
Instrument	26032
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1650 KENDALE BLVD #200 EAST LANSING MI 488232076, 200, EAST LANSING, MI 48823-2076

Mortgage

Document Number	0000026032
Date	Aug 5, 2019
Instrument	26032

Lender

Name	HORIZON BK
Type	Bank
Address	5710 EASTMAN AVE, MIDLAND, MI 48640-2564

Agreement

Amount	Amount on Record

April 2014: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INGHAM MI
Property Address	45 HARROGATE DR, MASON, MI 48854-1385
Document Number	0000019382
Instrument Date	Apr 30, 2014
Transaction Type	Mortgage
Record Updated	Jul 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1650 KENDALE BLVD #200 EAST LANSING MI 488232076, 200, EAST LANSING, MI 48823-2076

Tax Assessment & Valuation

The 2025 property tax bill for 45 Harrogate Dr was $7,066 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Mason City
Unified School District	Mason Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,710 (+8.68%) Land $34,350 Building $133,360	$335,420 (+8.68%) Land $68,700 Building $266,720
2025	$7,066.00 Homeowner's exemption	$154,320 Land $25,000 Building $129,320	$308,640 Land $50,000 Building $258,640
2023		$132,990 Land $25,000 Building $107,990	$265,980 Land $50,000 Building $215,980
2021	$5,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Harrogate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Harrogate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MASON serves 8,252 people · EPA ID MI0004170
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb
Copper	1.39 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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