Jackson County property record for 45 Harris Cir, Sylva, NC 28779 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $344 (2023) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7642-52-5838 |
| Primary APN | 7642-52-5838 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 99 sqft |
| Patio Area | 129 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 59538 |
|---|---|
| Street Address | 45 HARRIS CIR |
| City | SYLVA |
| State | NC |
| Zip | 28779-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR 1432 |
| Legal Township | 28 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 950300 |
Source: Jackson County records · APN 7642-52-5838
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HARRIS CIR, SYLVA, NC 28779-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Feb 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 1999 |
| Deed Sale | Oct 15, 1999 |
| Deed Document Number | 0001062544 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 45 HARRIS CIR, SYLVA, NC 28779-2613 |
| Document Number | 0022071969 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 45 HARRIS CIR SYLVA NC 287792613, SYLVA, NC 28779-2613 |
| Document Number | 0022071969 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 002207/001969 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Feb 20, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.51% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 45 HARRIS CIR, SYLVA, NC 28779-2613 |
| Document Number | 0022071986 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 45 HARRIS CIR SYLVA NC 287792613, SYLVA, NC 28779-2613 |
| Document Number | 0022071986 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 002207/001986 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Feb 20, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.51% |
Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $344.00 | $90,750 Land $65,880 Building $24,870 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999503002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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