Jackson County property record for 3 Harris Cir, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 2016 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Jul 2026) |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7642-53-4167 |
| Primary APN | 7642-53-4167 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 16 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 3 HARRIS CIR |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | LT 3 HARRIS CIR |
| Legal Subdivision | DAVID GATES RONNIE JUSTICE |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 950300 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 HARRIS CIR, SYLVA, NC 28779-2613 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHAMPION CREDIT UNION |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 11, 2017 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Jan 11, 2017 · Amount on Record |
| Deed Book / Page | 2423 / 1182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 8, 2026 |
| Property Address | 3 HARRIS CIR, SYLVA, NC 28779 |
| Document Number | 2423001182 |
| Book / Page | 2423 / 1182 |
| Instrument Date | Jul 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 HARRIS CIR, SYLVA, NC 28779-2613 |
| Document Number | 2423001186, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 2423/1186 |
| Name | CHAMPION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 3 HARRIS CIR, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0023131014 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 2313/1014 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 11, 2017 |
| Property Address | 3 HARRIS CIR, SYLVA, NC 28779 |
| Document Number | 0021800730 |
| Book / Page | 2180 / 730 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 SKYLAND DR, 165, SYLVA, NC 28779-2652 |
| Name | Verified Name |
|---|---|
| Address | 1245 BEN COOK RD, SYLVA, NC 28779-6930 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $339,735 (-) Land $38,080 Building $301,655 | |
| 2025 | $1,290.00 (+67.75%) | $339,735 (+67.7%) Land $38,080 Building $301,655 |
| 2023 | $769.00 | $202,580 Land $32,550 Building $170,030 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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