45 Harmony Ln, Romeoville, IL 60446 Property Records

Will County property record for 45 Harmony Ln, Romeoville, IL 60446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,160 sqft · built 2003
Lot Size	0.174 acres (1,938 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Jun 2018)
Tax Bill	$6,678 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-07-203-084`

Property Details

APN / Parcel Number

Primary APN	`11-04-07-203-084`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	1,938 sqft (0.174 acres)
Garage Type	Attached
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	45 HARMONY LN
City	ROMEOVILLE
State	IL
Zip	60446-4281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PORTION OF LOT 6 IN HOMETOWN HIGHPOINT CARRIAGE HOMES FIRST RESUB BEING A RESUB OF LOTS 1 THROUGH 18, INCLUSIVE AND LOTS
Legal Subdivision	HOMETOWN HIGHOINT CARRIAGE HOMES FIRST
Legal Lot Number	1,6
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1000
Census Tract	880510

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Sep 30, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	201837166
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000011289
Date	Feb 25, 2026
Instrument	R2026011289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2066

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000025349
Date	Mar 25, 2022
Instrument	R2022025349

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 4, 2018
Property Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281
Document Number	0000037166
Map Reference	DOC2000110176
Instrument Date	May 22, 2018
Instrument	R2018037166
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 HICKORY ST, LEMONT, IL 60439-4205

Mortgage

Document Number	0000037167
Date	Jun 4, 2018
Instrument	R2018037167

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	45 HARMONY LN, ROMEOVILLE, IL 60446-4281
Document Number	0000088845
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HARMONY LN ROMEOVILLE IL 604464281, ROMEOVILLE, IL 60446-4281

Mortgage

Document Number	0000088845
Date	Nov 9, 2017
Instrument	88845

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Romeoville Village
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,678.00 (+22.6%)	$75,224 (+7.2%) Land $22,020 Building $53,204	$225,672 (+7.2%) Land $66,060 Building $159,612
2024		$70,172 (+25.48%) Land $20,541 Building $49,631	$210,516 (+25.48%) Land $61,623 Building $148,893
2022	$5,447.00 Homeowner's exemption	$55,925 Land $16,371 Building $39,554	$167,775 Land $49,113 Building $118,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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