40 Harmony Ln, Romeoville, IL 60446 Property Records

Will County property record for 40 Harmony Ln, Romeoville, IL 60446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,640 sqft · built 2003
Lot Size	0.07 acres (3,040 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2021)
Tax Bill	$8,783 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-07-209-065`

Property Details

APN / Parcel Number

Primary APN	`11-04-07-209-065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Lot Area	3,040 sqft (0.07 acres)
Garage Type	Detached
Garage Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	40 HARMONY LN
City	ROMEOVILLE
State	IL
Zip	60446-4284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PORTION OF LOT 15 IN HOMETOWN HIGHPOINT CARRIAGE HOMES FIRST RESUB BEING A RESUB OF LOTS 1 THROUGH 81, INCLUSIVE AND LOT
Legal Subdivision	HOMETOWN HIGHOINT CARRIAGE HOMES FIRST
Legal Lot Number	1,15
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1001
Census Tract	880510

Owner

Source: Will County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage ONE REPUBLIC MORTGAGE
Feb 10, 2017	Grant Deed, Transfer AMERISTAR INFORMATION NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	202156230
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0000098846
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 25, 2026
Property Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284
Document Number	0000059995
Instrument Date	Sep 12, 2026
Instrument	202659995
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284

Mortgage

Document Number	0000059995,
Date	Sep 25, 2026
Instrument	202659995

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.58%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 19, 2021
Property Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284
Document Number	0000056230
Map Reference	DOC R2002-14885
Instrument Date	May 6, 2021
Instrument	R2021056230
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284

Mortgage

Document Number	0000056232
Date	May 19, 2021
Instrument	R2021056232

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 5, 2017
Property Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284
Document Number	0000043138
Map Reference	DOC R2002-148885
Instrument Date	May 19, 2017
Instrument	R2017043138
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PRECISION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284

Mortgage

Document Number	0000043139
Date	Jun 5, 2017
Instrument	R2017043139

Lender

Name	ONE REPUBLIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate	5.25%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Feb 10, 2017
Property Address	40 HARMONY LN, ROMEOVILLE, IL 60446-4284
Document Number	0000013264
Instrument Date	Dec 19, 2016
Instrument	13264
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	AMERISTAR INFORMATION NETWORK

Transaction

Amount	Amount Recorded
Tax	$190.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3849 GLADSTONE DR NAPERVILLE IL 605651109, NAPERVILLE, IL 60565-1109

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Romeoville Village
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,783.00 (+22.58%)	$96,408 (+7.2%) Land $22,020 Building $74,388	$289,224 (+7.2%) Land $66,060 Building $223,164
2024		$89,933 (+25.48%) Land $20,541 Building $69,392	$269,799 (+25.48%) Land $61,623 Building $208,176
2022	$7,165.00 Homeowner's exemption	$71,673 Land $16,371 Building $55,302	$215,019 Land $49,113 Building $165,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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