Erie County and West Seneca Town property record for 45 Harlem Rd, Buffalo, NY 14224
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,238 sqft · built 1920 |
| Lot Size | 0.226 acres (9,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,618 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-119-000 |
| Primary APN | 11-119-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Total Area |
| 1st Floor Area | 1,494 sqft |
| 2nd Floor Area | 744 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,810 sqft (0.226 acres) |
| Lot Dimensions | 109 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11-119-000 |
|---|---|
| Street Address | 45 HARLEM RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-1821 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 9 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 38.111 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11500 |
45 Harlem Rd, a duplex, is owned and occupied by two individuals.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HARLEM RD, BUFFALO, NY 14224-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 11, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 HARLEM RD, BUFFALO, NY 14224-1821 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 HARLEM RD, BUFFALO, NY 14224-1821 |
| Document Number | 0140350022 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 14035/22 |
| Instrument | 2022007504 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 HARLEM RD, BUFFALO, NY 14224-1821 |
| Document Number | 0138904649 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4145 HARLEM RD BUFFALO NY 14226, BUFFALO, NY 14226 |
| Document Number | 0138904649 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 013890/004649 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 19, 2034 |
The 2026 property tax bill for 45 Harlem Rd was $4,618 with exemptions applied, down 42.7% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,618.00 (-42.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $8,054.00 (+123.16%) | $58,500 (-) Land $6,800 Building $51,700 | $243,800 (+4.19%) Land $28,339 Building $215,461 |
| 2024 | $3,609.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $58,500 (-) Land $6,800 Building $51,700 | $234,000 (+4%) Land $27,200 Building $206,800 |
| 2023 | $58,500 Land $6,800 Building $51,700 | $225,000 Land $26,154 Building $198,846 | |
| 2019 | $2,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Harlem Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Harlem Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures