45 Gulley Rd, Howell, MI 48843 Property Records

Livingston County property record for 45 Gulley Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1995
Lot Size	6.29 acres (273,992 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`07-33-300-021`

Property Details

APN / Parcel Number

Primary APN	`07-33-300-021`
Alternative APN	`470733300021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Unfinished Basement	1,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	273,992 sqft (6.29 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 GULLEY RD
City	HOWELL
State	MI
Zip	48843-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 33 T3N R5E BEG S 1/4 COR SD SEC, TH ALG S LN N87*24'57"W 53.10 FT TO N 1/4 COR SEC 4 T2N R5E, TH ALG SD SEC LN
Legal Range	05E
Legal Township	03N
Legal Section	33
Legal Tract	712600
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1011
Census Tract	712602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 GULLEY RD, HOWELL, MI 48843-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit LOC FCU
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	45 GULLEY RD, HOWELL, MI 48843-9003
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GULLEY RD, HOWELL, MI 48843-9003

Mortgage

Document Number	0000007293
Date	Apr 29, 2024
Instrument	2024R-007293

Lender

Name	LOC FCU
Type	Credit Union
Address	22981 FARMINGTON RD, FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	45 GULLEY RD, HOWELL, MI 48843-9003
Document Number	0000000620
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 GULLEY RD HOWELL MI 488439003, HOWELL, MI 48843-9003

Mortgage

Document Number	0000000620
Date	Jan 8, 2019
Instrument	620

Lender

Name	DITECH FIN'L
Address	FORT WA, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2044

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,100 (+20.57%)	$478,200 (+20.57%)
2025	$3,555.00 (+20.84%)
2023		$198,300
2021			$396,600
2019	$2,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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