433 Gulley Rd, Howell, MI 48843 Property Records

Livingston County property record for 433 Gulley Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 1995
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2023)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-300-023`

Property Details

APN / Parcel Number

Primary APN	`07-33-300-023`
Alternative APN	`470733300023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	97,574 sqft (2.24 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 GULLEY RD
City	HOWELL
State	MI
Zip	48843-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 33 T3N R5E COM S 1/4 COR, TH ALG N/S 1/4 LN SD SEC & C/L GULLEY RD N0158'38"E 1888.76 FT TO POB, TH N8801'22"W 50 FT,
Legal Range	05E
Legal Township	03N
Legal Section	33
Legal Subdivision	OAK BLUFF
Legal Tract	712600
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1011
Census Tract	712602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 GULLEY RD, HOWELL, MI 48843-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage LOC FCU
May 16, 2023	Intrafamily Transfer, Transfer
Aug 24, 2021	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 26, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Deed Document Number	20238935
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000008934
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 16, 2023
Property Address	433 GULLEY RD, HOWELL, MI 48843-9003
Document Number	0000008935
Instrument Date	May 12, 2023
Instrument	2023R-008935
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 GULLEY RD, HOWELL, MI 48843-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 GULLEY RD, HOWELL, MI 48843-9003

Mortgage

Document Number	0000008936
Date	May 16, 2023
Instrument	2023R-008936

Lender

Name	LOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	10.1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	May 16, 2023
Property Address	433 GULLEY RD, HOWELL, MI 48843-9003
Document Number	0000008934
Instrument Date	May 12, 2023
Instrument	2023R-008934
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 GULLEY RD, HOWELL, MI 48843-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 WILLOW LN, HOWELL, MI 48843-8587

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	433 GULLEY RD, HOWELL, MI 48843-9003
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CULLEY ROAD, HOWELL, MI 48843

Mortgage

Document Number	2021R035165
Date	Aug 24, 2021
Instrument	2021R-035165

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jan 15, 2020
Property Address	433 GULLEY RD, HOWELL, MI 48843-9003
Document Number	0000001643
Instrument Date	Jan 9, 2020
Instrument	1643
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	433 GULLEY RD HOWELL MI 488439003, HOWELL, MI 48843-9003

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	433 GULLEY RD, HOWELL, MI 48843-9003
Document Number	0000027906
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 GULLEY RD HOWELL MI 488439003, HOWELL, MI 48843-9003

Mortgage

Document Number	0000027906
Date	Sep 22, 2017
Instrument	27906

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,500 (+3.41%)	$425,000 (+3.41%)
2025	$3,225.00 (+21.42%) Homeowner's exemption	$205,500 (+15.77%)	$411,000 (+15.77%)
2023		$177,500
2021			$355,000
2019	$2,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surf Internet.

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