45 Grade Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 45 Grade Rd, Falling Waters, WV 25419 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2022)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-0099.0002`

Property Details

APN / Parcel Number

Primary APN	`02-1-0099.0002`
Alternative APNs	`02-02-1-0099.0002` `07154759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07154759
Street Address	45 GRADE RD
City	FALLING WATERS
State	WV
Zip	25419-7088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1B THE DOVE FARM 1.0 ACRE
Legal Lot Number	1B
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1009
Census Tract	971104

Owner

Source: Berkeley County records · APN 02-1-0099.0002

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 GRADE RD, FALLING WATERS, WV 25419-7088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20220033967
Deed Book / Page	1411 / 612
Record Updated	Jun 08, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 16, 2022
Property Address	45 GRADE RD, FALLING WATERS, WV 25419-7088
Document Number	001411/612
Book / Page	1411 / 612
Map Reference	DB 417 PG 125
Instrument Date	Sep 15, 2022
Instrument	20220033967
Transaction Type	Transfer
Record Updated	Oct 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GRADE RD, FALLING WATERS, WV 25419-7088

Mortgage

Document Number	202200339683951134
Date	Sep 16, 2022
Instrument	202200339683951134

Lender

Name	MERIDIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,599.00 (+34.6%)	$131,520 (+15.31%) Land $45,240 Building $86,280	$219,200 (+15.31%) Land $75,400 Building $143,800
2023	$1,188.00 Homeowner's exemption	$114,060 Land $38,280 Building $75,780	$190,100 Land $63,800 Building $126,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (54003C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540039711041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.