223 Grade Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 223 Grade Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-0102.0002`

Property Details

APN / Parcel Number

Primary APN	`02-1-0102.0002`
Alternative APNs	`02-02-1-0102.0002` `07148188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Patio Area	180 sqft
Canopy	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07148188
Street Address	223 GRADE RD
City	FALLING WATERS
State	WV
Zip	25419-7092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC LOT 4B THE DOVE FARM
Legal Subdivision	PHYLLIS D SUFFECOOL SUB
Legal Lot Number	4B
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1009
Census Tract	971104

Owner

Source: Berkeley County records · APN 02-1-0102.0002

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	223 GRADE RD, FALLING WATERS, WV 25419-7092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 08, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Jan 06, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 29, 2020
Transfer Doc	1322/401
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	223 GRADE RD, FALLING WATERS, WV 25419-7092
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003621/251
Date	Jan 06, 2021
Book Page	3621/251
Instrument	20210000530

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	223 GRADE RD, FALLING WATERS, WV 25419-7092
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003935/438
Date	Aug 08, 2022
Book Page	3935/438
Instrument	20220029142

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	223 GRADE RD, FALLING WATERS, WV 25419-7092
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3276/108
Date	Jun 29, 2018
Book Page	3276/108
Instrument	20180024545

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 28, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY WV
Recording Date	Jan 06, 2021
Property Address	223 GRADE RD, FALLING WATERS, WV 25419-7092
Document Number	1322/401
Book / Page	1322 / 401
Map Reference	DB 403 PG 3
Instrument Date	Dec 29, 2020
Instrument	20210000529
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	223 GRADE RD, FALLING WATERS, WV 25419-7092

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+0.47%)	$140,160 (+4.43%) Land $45,240 Building $94,920	$233,600 (+4.43%) Land $75,400 Building $158,200
2023	$1,696.00	$134,220 Land $38,280 Building $95,940	$223,700 Land $63,800 Building $159,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 7, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 74 locations within half a mile of this property.

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