45 Grace Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 45 Grace Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,796 sqft · built 1958
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$471,000 (Jun 2021)
Tax Bill	$10,028 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15528-0000-00275`

Property Details

APN / Parcel Number

Primary APN	`15-15528-0000-00275`
Alternative APNs	`151552800275` `11004000`

Interior

Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Account Number	11004000
Street Address	45 GRACE DR
City	OLD BRIDGE
State	NJ
Zip	08857-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	65X100
Legal Subdivision	CRESTWOOD SEC 01
Legal Block	15528
Legal Lot Number	275
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3003
Census Tract	7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 GRACE DR, OLD BRIDGE, NJ 08857-2569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Oct 10, 2017	Grant Deed, Transfer · FHA Mortgage FIRST ALLIANCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	202176133
Deed Book / Page	18483 / 364
Prior Transfer Date	May 31, 2010
Prior Transfer Doc	0000005263
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 8, 2021
Property Address	45 GRACE DR, OLD BRIDGE, NJ 08857-2569
Document Number	2021076133
Book / Page	18483 / 364
Instrument Date	Feb 8, 2021
Instrument	2021076133
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ABSOLUTE TITLE AGENCY OF NJ LLC, ABSOLUTE TITLE AGE OF NJ LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,896.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 HOLIDAY CT, 825, TOMS RIVER, NJ 08753-3721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GRACE DR, OLD BRIDGE, NJ 08857-2569

Mortgage

Document Number	2021076134
Date	Jun 8, 2021
Instrument	2021076134

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 10, 2017
Property Address	45 GRACE DR, OLD BRIDGE, NJ 08857-2569
Document Number	0000017018
Book / Page	007053 / 000252
Instrument Date	Jul 13, 2017
Instrument	17018
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 MONCLAIR AVE NEWARK NJ 07104, NEWARK, NJ 07104

Mortgage

Document Number	21033
Date	Oct 10, 2017
Book Page	016917/000799
Instrument	21033

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,400 (-) Land $69,000 Building $92,400	$161,400 (-) Land $69,000 Building $92,400
2025	$10,028.00 (+9.15%)	$161,400 (-0.8%) Land $69,000 Building $92,400	$161,400 (-0.8%) Land $69,000 Building $92,400
2024	$9,187.00 (+6.69%)
2023		$162,700 (-) Land $69,000 Building $93,700	$162,700 (-) Land $69,000 Building $93,700
2022	$8,611.00	$162,700 Land $69,000 Building $93,700	$162,700 Land $69,000 Building $93,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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