40 Grace Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 40 Grace Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,177 sqft · built 1958
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Feb 2023)
Tax Bill	$11,159 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15525-0000-00222`

Property Details

APN / Parcel Number

Primary APN	`15-15525-0000-00222`
Alternative APNs	`151552500222` `10951000`

Interior

Stories	2 Stories
Building Area	2,177 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide

Location & Zoning

Account Number	10951000
Street Address	40 GRACE DR
City	OLD BRIDGE
State	NJ
Zip	08857-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	100X118
Legal Subdivision	CRESTWOOD SEC 1
Legal Block	15525
Legal Lot Number	222
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3005
Census Tract	7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 26, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Feb 21, 2019	Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	20238095
Deed Book / Page	19146 / 683
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 7, 2023
Property Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545
Document Number	0000008095
Book / Page	19146 / 683
Instrument Date	Jan 20, 2023
Instrument	2023008095
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 DUNNE PL, LYNBROOK, NY 11563-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545

Mortgage

Document Number	0000008096
Date	Feb 7, 2023
Instrument	2023008096

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 26, 2022
Property Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545
Document Number	0000050559
Book / Page	18938 / 1582
Instrument Date	May 11, 2022
Instrument	2022050559
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 APACHE DR, 17, MANALAPAN, NJ 07726-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545

Mortgage

Document Number	0000050560
Date	May 26, 2022
Instrument	2022050560

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545
Document Number	0000079831
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	PROFESSIONAL ABSTRACT TITLE AGENCY IN, PROFESSIONAL ABS TITLE AGCY IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 GRACE DR OLD BRIDGE NJ 088572545, OLD BRIDGE, NJ 08857-2545

Mortgage

Document Number	0000079831
Date	Aug 28, 2020
Book Page	018004/000767
Instrument	79831

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2045

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 21, 2019
Property Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545
Document Number	201900013438
Book / Page	17428 / 1652
Map Reference	MAP 2228-946
Instrument Date	Feb 8, 2019
Instrument	201900013438
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PROFESSIONAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 GUNIA ST, 21, EAST BRUNSWICK, NJ 08816-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 GRACE DR, OLD BRIDGE, NJ 08857-2545

Mortgage

Document Number	201900013439
Date	Feb 21, 2019
Instrument	201900013439

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,600 (-) Land $71,800 Building $107,800	$179,600 (-) Land $71,800 Building $107,800
2025	$11,159.00 (+10.03%)	$179,600 (-) Land $71,800 Building $107,800	$179,600 (-) Land $71,800 Building $107,800
2024	$10,142.00 (+6.69%)
2023		$179,600 Land $71,800 Building $107,800	$179,600 Land $71,800 Building $107,800
2022	$9,506.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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