45 Gothic St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 45 Gothic St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,885 sqft · built 1930
Lot Size	0.088 acres (3,840 sqft)
Owner	Company Name on File
Last Sale	$44,000 (Nov 2019)
Tax Bill	$836 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075864-00.0`

Property Details

APN / Parcel Number

Primary APN	`075864-00.0`
Alternative APNs	`140009182000030090000000` `261400 091.82-3-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,885 sqft Living Area
1st Floor Area	1,035 sqft
2nd Floor Area	850 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,840 sqft (0.088 acres)
Lot Dimensions	96 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	075864-00.0
Street Address	45 GOTHIC ST
City	ROCHESTER
State	NY
Zip	14621-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0080.00 306 22 00000 12 TERRYS SUB
Legal Subdivision	TERRY S SUBDIVISION
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2000
Census Tract	8000

Owner

45 Gothic St is owned by a company that bought it in November 2019.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 25561, ROCHESTER, NY 14625-0561
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
Nov 26, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jul 21, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	2019709
Deed Book / Page	12275 / 457
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	45 GOTHIC ST, ROCHESTER, NY 14621-4903
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN ROCHESTER TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000163
Date	May 14, 2020
Book Page	28512/344
Instrument	202005140163

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2045

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 26, 2019
Property Address	45 GOTHIC ST, ROCHESTER, NY 14621-4903
Document Number	0000000709
Book / Page	012275 / 000457
Instrument Date	Nov 7, 2019
Instrument	709
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$176.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 TERRACE DR FAIRPORT NY 144501947, FAIRPORT, NY 14450-1947

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 21, 2017
Property Address	45 GOTHIC ST, ROCHESTER, NY 14621-4903
Document Number	0000000173
Book / Page	011892 / 000029
Instrument Date	Jun 23, 2017
Instrument	173
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4209 BETTINA AVE SAN MATEO CA 944035035, SAN MATEO, CA 94403-5035

Tax Assessment & Valuation

The 2026 property tax bill for 45 Gothic St was $836, down 4.6% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$836.00 (-4.57%)
2025	$876.00	$96,300 Land $8,300 Building $88,000	$96,300 Land $8,300 Building $88,000
2023		$46,500 Land $3,800 Building $42,700	$56,024 Land $4,578 Building $51,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Gothic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Gothic St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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