35 Gothic St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 35 Gothic St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,362 sqft · built 1924
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on File
Last Sale	$48,455 (Jan 2002)
Tax Bill	$490 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`075862-00.0`

Property Details

APN / Parcel Number

Primary APN	`075862-00.0`
Alternative APNs	`140009182000030070000000` `261400 091.82-3-7`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,362 sqft Living Area
1st Floor Area	738 sqft
2nd Floor Area	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,840 sqft (0.088 acres)
Lot Dimensions	96 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	075862-00.0
Street Address	35 GOTHIC ST
City	ROCHESTER
State	NY
Zip	14621-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0080.00 306 22 00000 10 TERRYS SUB
Legal Subdivision	TERRY SUBDIVISION
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2000
Census Tract	8000

Owner

35 Gothic St is owned and occupied by an individual who bought it in January 2002.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 4, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2002 · Amount on File
Deed Sale	Jan 24, 2002 · Amount on File
Prior Sale	Jan 11, 2001 · Amount on File
Deed Book / Page	9570 / 556
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000154
Date	Jun 1, 2022
Book Page	29907/98
Instrument	202206010154

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000153
Date	Jun 1, 2022
Book Page	29907/89
Instrument	202206010153

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000297
Date	Oct 4, 2017
Instrument	201710040297

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000543
Date	Dec 21, 2020
Book Page	28924/265
Instrument	202012210543

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000544
Date	Dec 21, 2020
Book Page	28924/274
Instrument	202012210544

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Recording Date	Oct 4, 2017
Property Address	35 GOTHIC ST, ROCHESTER, NY 14621-4903
Book / Page	027341 / 000683
Instrument Date	Sep 26, 2017
Instrument	298
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GOTHIC ST ROCHESTER NY 146214903, ROCHESTER, NY 14621-4903

Mortgage

Document Number	0000000298
Date	Oct 4, 2017
Book Page	027341/000683
Instrument	298

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 35 Gothic St was $490 with exemptions applied, down 42.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$490.00 (-42.22%) Homeowner's exemption Senior Citizen's exemption
2025	$848.00	$86,000 Land $8,300 Building $77,700	$86,000 Land $8,300 Building $77,700
2023		$45,700 Land $3,800 Building $41,900	$55,060 Land $4,578 Building $50,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Gothic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 35 Gothic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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