45 Gilbert St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 45 Gilbert St, Framingham, MA 01702

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,800 sqft · built 1917
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (May 1995)
Tax Bill	$7,255 (2025)
Flood Zone	Zone X (minimal risk)
APN	`140-72-4891`

Property Details

APN / Parcel Number

Primary APN	`140-72-4891`
Alternative APNs	`FRAM M:140 B:72 L:4891 U:000` `M:136.0 B:0282 L:0118.0` `F_677490_2922811` `3683`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3683
Street Address	45 GILBERT ST
City	FRAMINGHAM
State	MA
Zip	01702-7221
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	G
Legal Subdivision	WINTHROP PARK
Legal Block	72
Legal Lot Number	4891
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2000
Census Tract	383200

Owner

Source: Middlesex County and Framingham City assessment roll, APN 140-72-4891, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 PUDDINGSTONE LN, MEDWAY, MA 02053-2407
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 1995 · Amount on Record
Deed Sale	May 26, 1995 · Amount on Record
Prior Sale	Sep 27, 1994 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,255.00 (+12.87%)	$607,600 (+17.77%) Land $200,100 Building $407,500
2024	$6,428.00 (+2.44%)	$515,900 (+7.61%) Land $177,900 Building $338,000
2023	$6,275.00	$479,400 Land $159,000 Building $320,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173832002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3100000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.