38 Gilbert St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 38 Gilbert St, Framingham, MA 01702

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,122 sqft · built 1892
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2001)
Tax Bill	$6,974 (2025)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`140-72-6876`

Property Details

APN / Parcel Number

Primary APN	`140-72-6876`
Alternative APNs	`FRAM M:140 B:72 L:6876 U:000` `M:136.0 B:0283 L:0029.0` `F_677672_2922862` `3705`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,122 sqft Living Area
Gross Area	3,935 sqft
1st Floor Area	1,061 sqft
Attic	Attic
Attic Area	806 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3705
Street Address	38 GILBERT ST
City	FRAMINGHAM
State	MA
Zip	01702-7222
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	G
Legal Block	72
Legal Lot Number	6876
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1013
Census Tract	383200

Owner

Source: Middlesex County and Framingham City assessment roll, APN 140-72-6876, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 GILBERT ST, FRAMINGHAM, MA 01702-7222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2001 · Amount on Record
Deed Sale	Aug 31, 2001 · Amount on Record
Prior Sale	Sep 16, 1994 · Amount on Record
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	38 GILBERT ST, FRAMINGHAM, MA 01702-7222
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76413-371
Date	Dec 14, 2020
Book Page	76413/371
Instrument	237037

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,974.00 (+12.07%)	$584,100 (+16.96%) Land $201,600 Building $382,500
2024	$6,223.00 (+2.93%)	$499,400 (+8.12%) Land $179,200 Building $320,200
2023	$6,046.00	$461,900 Land $160,200 Building $301,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173832001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–1999)
Most Recent Claim	Sep 1999 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3100000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.