Hampden County and Holyoke City property record for 31 Gates St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 1938 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,615 (Apr 2015) |
| Tax Bill | $4,420 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0080 B:0000 L:24 |
| Primary APN | HOLY M:0080 B:0000 L:24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 3,808 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,901 sqft (0.227 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 31 GATES ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DR |
| Legal Lot Number | 24 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 812104 |
31 Gates St is owned and occupied by an individual who bought it in April 2015.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 GATES ST, HOLYOKE, MA 01040-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2015 · Amount on File |
| Deed Sale | Apr 22, 2015 · Amount on File |
| Prior Sale | Jan 18, 2002 · Amount on File |
| Deed Book / Page | 20673 / 194 |
| Transfer Doc | 020673-194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 31 GATES ST, HOLYOKE, MA 01040-3017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024460-363 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 24460/363 |
| Instrument | 17244 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
The 2026 property tax bill for 31 Gates St was $4,420, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,420.00 (+6.81%) | $253,600 (+7%) Land $45,700 Building $200,100 | $297,425 (-2.83%) |
| 2025 | $4,138.00 (+10.35%) | $237,000 (+19.76%) Land $42,700 Building $194,300 | $306,090 (+3.63%) |
| 2024 | $3,750.00 (+4.66%) | $197,900 (+3.61%) Land $40,500 Building $157,400 | $295,355 |
| 2023 | $3,583.00 | $191,000 Land $40,500 Building $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Gates St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 31 Gates St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netafy Fixed Wireless | 150 / 150 |
May also be available: HGE.NET, T-Mobile.
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