45 Garden St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 45 Garden St, Wethersfield, CT 06109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,120 sqft · built 1953
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Apr 2024)
Tax Bill$11,065 (2025)
Deeds & MortgagesJan 2022 Refinance
May 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNWETH M:246 B:029

Property Details

APN / Parcel Number

Primary APNWETH M:246 B:029
Alternative APN
  • 246029

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,690 sqft
Basement Area1,120 sqft
Unfinished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number246029
Street Address45 GARDEN ST
CityWETHERSFIELD
StateCT
Zip06109-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block29
JurisdictionWETHERSFIELD CT
Township / Civil DivisionWETHERSFIELD
Census Block Group1
Census Block1012
Census Tract492100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Wethersfield Historic District
listed 1970 · 1,200 contributing resources · NRIS 70000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45 GARDEN ST, EAST HARTFORD, CT 06108-1725
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
May 15, 2024Quit Claim Deed, Transfer
Quitclaim
Apr 15, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2024 · Amount on File
Deed SaleApr 15, 2024 · Amount on File
Prior SaleAug 2, 2016 · Amount on File
Deed Document Number20242024000697
Deed Book / Page2168 / 244
Last Transfer DateApr 18, 2024
Transfer Doc004243-378
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address45 GARDEN ST, WETHERSFIELD, CT 06109-3118
Transaction TypeMortgage
Record UpdatedJul 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002142-159
DateJan 27, 2022
Book Page2142/159
Instrument2022000265
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2042

May 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST HARTFORD CT
Recording DateMay 15, 2024
Property Address45 GARDEN ST, WETHERSFIELD, CT 06109-3118
Document Number004243-378
Book / Page4243 / 378
Instrument DateApr 18, 2024
Instrument202401919
Transaction TypeTransfer
Record UpdatedJul 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 GARDEN ST, EAST HARTFORD, CT 06108-1725

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWETHERSFIELD CT
Recording DateApr 15, 2024
Property Address45 GARDEN ST, WETHERSFIELD, CT 06109-3118
Document Number002168-244
Book / Page2168 / 244
Instrument DateApr 5, 2024
Instrument2024000697
Transaction TypeTransfer
Record UpdatedJul 22, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWethersfield Town
Unified School DistrictWethersfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,065.00$268,440 (+65.87%) Land $124,740 Building $143,700$187,908 Land $87,318 Building $100,590
2024$11,065.00 (+63.64%)
2023$6,762.00 (+1.71%)$161,840 (-) Land $81,200 Building $80,640
2022$6,648.00$161,840 Land $81,200 Building $80,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber · DSL in parts of the area
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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