Wethersfield Town property record for 38 Garden St, Wethersfield, CT 06109
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 3,900 sqft · built 1870 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jul 2017) |
| Tax Bill | $16,422 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WETH M:246 B:037 |
| Primary APN | WETH M:246 B:037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,900 sqft Living Area |
| Gross Area | 5,723 sqft |
| Basement Area | 1,410 sqft |
| Unfinished Basement | 1,410 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 246037 |
|---|---|
| Street Address | 38 GARDEN ST |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-3117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Block | 37 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 492100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Wethersfield Historic District listed 1970 · 1,200 contributing resources · NRIS 70000719 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Wethersfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 GARDEN ST, WETHERSFIELD, CT 06109-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 6, 2017 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Apr 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on Record |
| Deed Sale | Jul 6, 2017 · Amount on Record |
| Deed Book / Page | 2000 / 275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 38 GARDEN ST, WETHERSFIELD, CT 06109-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2111-812 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 2111/812 |
| Instrument | 2020003463 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Jul 6, 2017 |
| Property Address | 38 GARDEN ST, WETHERSFIELD, CT 06109-3117 |
| Document Number | 2000-275 |
| Book / Page | 2000 / 275 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20000277 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 02000/0277 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Apr 17, 2017 |
| Property Address | 38 GARDEN ST, WETHERSFIELD, CT 06109-3117 |
| Document Number | 1988-28 |
| Book / Page | 001988 / 000028 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,422.00 | $398,400 (+45.67%) Land $128,520 Building $269,880 | $278,880 Land $89,964 Building $188,916 |
| 2024 | $16,422.00 (+43.71%) | ||
| 2023 | $11,427.00 (+1.71%) | $273,500 (-) Land $82,010 Building $191,490 | |
| 2022 | $11,235.00 | $273,500 Land $82,010 Building $191,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber · DSL in parts of the area | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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