45 Garden St, Pittsfield, MA 01201 Property Records

Berkshire County and Pittsfield City property record for 45 Garden St, Pittsfield, MA 01201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 852 sqft · built 1950
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2023)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2022 Refinance + 1 more
APN	`G110001001`

Property Details

APN / Parcel Number

Primary APN	`G110001001`
Alternative APN	`PITT M:G11 B:0001 L:001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,251 sqft (0.144 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G110001001
Street Address	45 GARDEN ST
City	PITTSFIELD
State	MA
Zip	01201-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	1
Legal Lot Number	1
Jurisdiction	PITTSFIELD MA
Township / Civil Division	PITTSFIELD
Census Block Group	1
Census Block	1008
Census Tract	900600

Owner

45 Garden St is owned and occupied by an individual who bought it in December 2023.

Source: Berkshire County and Pittsfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 GARDEN ST, PITTSFIELD, MA 01201-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	Oct 2, 2000 · Amount on File
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PITTSFIELD MA
Recording Date	Dec 12, 2023
Property Address	45 GARDEN ST, PITTSFIELD, MA 01201-3908
Document Number	007541-320
Book / Page	7541 / 320
Instrument Date	Dec 12, 2023
Instrument	1021700
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GARDEN ST, PITTSFIELD, MA 01201-3908

Mortgage

Document Number	0001021701
Date	Dec 12, 2023
Instrument	1021701

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Jan 1, 2029
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSFIELD MA
Property Address	45 GARDEN ST, PITTSFIELD, MA 01201-3908
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007260-233
Date	Aug 22, 2022
Book Page	7260/233
Instrument	1001169

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSFIELD MA
Property Address	45 GARDEN ST, PITTSFIELD, MA 01201-3908
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6856-88
Date	Mar 5, 2021
Book Page	6856/88
Instrument	973760

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 45 Garden St was $3,462.

Source: Berkshire County and Pittsfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	Pittsfield City
Unified School District	Pittsfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,462.00	$193,000 Land $53,200 Building $139,800	$228,700
2023	$3,440.00	$187,800 Land $48,100 Building $139,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 45 Garden St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PITTSFIELD DPU WATER DEPT serves 43,927 people · EPA ID MA1236000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Richmond Telephone.

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