41 Garden St, Pittsfield, MA 01201 Property Records

Berkshire County and Pittsfield City property record for 41 Garden St, Pittsfield, MA 01201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1900
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2016)
Tax Bill	$3,791 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Mortgage + 2 more
APN	`G110001022`

Property Details

APN / Parcel Number

Primary APN	`G110001022`
Alternative APN	`PITT M:G11 B:0001 L:022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,251 sqft (0.144 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	G110001022
Street Address	41 GARDEN ST
City	PITTSFIELD
State	MA
Zip	01201-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	1
Legal Lot Number	22
Jurisdiction	PITTSFIELD MA
Township / Civil Division	PITTSFIELD
Census Block Group	1
Census Block	1008
Census Tract	900600

Owner

41 Garden St is owned and occupied by an individual who bought it in March 2016.

Source: Berkshire County and Pittsfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 GARDEN ST, PITTSFIELD, MA 01201-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit GREYLOCK FEDERAL CREDIT UNION
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2016 · Amount on File
Deed Sale	Mar 17, 2016 · Amount on File
Deed Document Number	2016882846
Deed Book / Page	5712 / 23
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSFIELD MA
Recording Date	Apr 15, 2026
Property Address	41 GARDEN ST, PITTSFIELD, MA 01201-3908
Document Number	008004-315
Book / Page	8004 / 315
Instrument Date	Apr 10, 2026
Instrument	20261056002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GARDEN ST, PITTSFIELD, MA 01201-3908
Investor	Possibly a Property Investor

Mortgage

Document Number	0001056002,
Date	Apr 15, 2026
Book Page	8004/315
Instrument	20261056002

Lender

Name	GREYLOCK FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSFIELD MA
Property Address	41 GARDEN ST, PITTSFIELD, MA 01201-3908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007003-50
Date	Sep 7, 2021
Book Page	7003/50
Instrument	983573

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSFIELD MA
Property Address	41 GARDEN ST, PITTSFIELD, MA 01201-3908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007189-318
Date	May 13, 2022
Book Page	7189/318
Instrument	996396

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSFIELD MA
Property Address	41 GARDEN ST, PITTSFIELD, MA 01201-3908
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7003-50
Date	Sep 7, 2021
Book Page	7003/50
Instrument	983573

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 41 Garden St was $3,791.

Source: Berkshire County and Pittsfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	Pittsfield City
Unified School District	Pittsfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,791.00	$211,300 Land $53,200 Building $158,100	$232,038
2023	$3,125.00	$170,600 Land $48,100 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 41 Garden St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PITTSFIELD DPU WATER DEPT serves 43,927 people · EPA ID MA1236000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Richmond Telephone.

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