Flagler County property record for 45 Garden Ln, Bunnell, FL 32110
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1984 |
| Lot Size | 1.23 acres (53,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Aug 2001) |
| Tax Bill | $648 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-12-29-0450-00000-0440 |
| Primary APN | 09-12-29-0450-00000-0440 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 53,797 sqft (1.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 GARDEN LN |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-4504 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MH-1 |
| Legal Description | BIMINI GARDENS SUBDIVISION LOT 44 OR 136 PG 130 OR 229 PG 329 OR 343 PG 640 OR 760 PG 1367-DC & PG 1368-ACM OR 760 PG 1369 |
| Legal Range | 29E |
| Legal Township | 12S |
| Legal Section | 09 |
| Legal Subdivision | BIMINI GARDENS SUBD |
| Legal Lot Number | 44 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2117 |
| Census Tract | 60206 |
45 Garden Ln, a mobile home, is owned and occupied by an individual who acquired it in January 2026.
Source: Flagler County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 GARDEN LN, BUNNELL, FL 32110-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2001 · Amount on File |
| Deed Sale | Aug 2, 2001 · Amount on File |
| Deed Book / Page | 760 / 1369 |
| Last Transfer Date | Jan 30, 2026 |
| Transfer Doc | 0030280635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 6, 2026 |
| Property Address | 45 GARDEN LN, BUNNELL, FL 32110-4504 |
| Document Number | 0030280635 |
| Book / Page | 3028 / 635 |
| Map Reference | MB 10 PG 6 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026005502 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 45 Garden Ln was $648, up 22.3% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $648.00 (+22.26%) | $87,907 Land $42,000 Building $45,907 | $87,907 Land $42,000 Building $45,907 |
| 2024 | $530.00 (-18.71%) | ||
| 2023 | $652.00 (+48.52%) Homeowner's exemption Widower's exemption | $36,414 (+3%) | $101,750 (+13.98%) Land $32,500 Building $69,250 |
| 2022 | $439.00 Homeowner's exemption Widower's exemption | $35,353 | $89,269 Land $20,000 Building $69,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Garden Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 3 (2001–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Garden Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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