Flagler County property record for 110 Garden Ln, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,241 sqft · built 2019 |
| Lot Size | 1.25 acres (54,537 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,742 (2025) |
| Deeds & Mortgages | May 2018 Construction Loan Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-12-29-0450-00250-0000 |
| Primary APN | 09-12-29-0450-00250-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,241 sqft Heated Area |
| Gross Area | 3,256 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 54,537 sqft (1.25 acres) |
| Garage Type | Detached |
| Garage Area | 442 sqft |
| Storage Building | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 110 GARDEN LN |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-6539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MH-1 |
| Legal Description | BIMINI GARDENS SUBD LOT 25 OR 183 PG 440 OR 654 PG 1296 OR 737 PG 1130 OR 937 PG 871 |
| Legal Range | 29E |
| Legal Township | 12S |
| Legal Section | 09 |
| Legal Subdivision | BIMINI GARDENS SUB |
| Legal Lot Number | 25 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2117 |
| Census Tract | 60206 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 GARDEN LN, BUNNELL, FL 32110-6539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2018 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY BANK |
| Jul 15, 2019 | Loan Modification, Mortgage · Conventional Mortgage CAPITAL CTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2009 |
| Deed Sale | Nov 20, 2009 |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Document Number | 2009037248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 110 GARDEN LN, BUNNELL, FL 32110-6539 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | GUARANTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0022780504 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 2278/0504 |
| Instrument | 2018017153 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Apr 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 110 GARDEN LN, BUNNELL, FL 32110-6539 |
| Document Number | 0023691978 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 110 GARDEN LN BUNNELL FL 321106539, BUNNELL, FL 32110-6539 |
| Document Number | 0023691978 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 002369/001978 |
| Instrument | 26232 |
| Name | CAPITAL CTY BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+0.29%) Homeowner's exemption | $240,382 (+5.99%) | $301,843 (+3.18%) Land $42,000 Building $259,843 |
| 2023 | $2,734.00 (+18.97%) Homeowner's exemption | $226,804 (+11.78%) | $292,530 (+7.08%) Land $32,500 Building $260,030 |
| 2022 | $2,298.00 Homeowner's exemption | $202,905 | $273,187 Land $20,000 Building $253,187 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 3 (2001–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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