1. Home
  2. Florida
  3. Flagler County
  4. Palm Coast
  5. Front St

45 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 45 Front St, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,826 sqft · built 2004
Lot Size0.488 acres (21,257 sqft)
Owner2 Individual Names on File
Last Sale$194,900 (Aug 1996)
Tax Bill$10,651 (2025)
Deeds & MortgagesMar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN15-11-31-2830-00000-0560

Property Details

APN / Parcel Number

Primary APN15-11-31-2830-00000-0560

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,826 sqft Living Area
Gross Area5,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area21,257 sqft (0.488 acres)
Lot Width70 ft Width
DrivewayBrick Driveway
Driveway Area384 sqft
Pool Area300 sqft
Deck Area411 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 FRONT ST
CityPALM COAST
StateFL
Zip32137-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRONT STREET AT GRAND HAVEN PHASE 1 LOT 56 OR 572 PG 284 OR 2266/270-RYBACKI TRUST
Legal Range31E
Legal Township11S
Legal Section15
Legal SubdivisionFRONT STREET AT GRAND HAVEN
Legal Phase1
Legal Lot Number56
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group4
Census Block4004
Census Tract60301

Owner

45 Front St is owned and occupied by two individuals who acquired it in November 2017.

Source: Flagler County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address45 FRONT ST, PALM COAST, FL 32137-1455
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 1996 · Amount on File
Deed SaleAug 22, 1996 · Amount on File
Deed Book / Page563 / 602
Last Transfer DateNov 1, 2017
Transfer Doc0022660270
Record UpdatedJun 8, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateMar 19, 2018
Property Address45 FRONT ST, PALM COAST, FL 32137-1455
Document Number0022660270
Book / Page002266 / 000270
Instrument DateNov 1, 2017
Instrument9701
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45 FRONT ST PALM COAST FL 321371455, PALM COAST, FL 32137-1455

Tax Assessment & Valuation

The 2025 property tax bill for 45 Front St was $10,651 with exemptions applied, down 20.2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,651.00 (-20.22%) Homeowner's exemption Veteran's exemption$634,229$962,659 Land $273,000 Building $689,659
2024$13,350.00 (+3.23%)
2023$12,932.00 (+2.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$598,402 (+3%)$1,004,205 (+16.8%) Land $273,000 Building $731,205
2022$12,564.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$580,973$859,763 Land $261,450 Building $598,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 133 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures