40 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 40 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Vacant Land
Lot Size	0.176 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2026)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Jan 2026 Sale Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2830-00000-0980`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2830-00000-0980`

Exterior

Lot Area	7,710 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	40 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1446
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	FRONT STREET AT GRAND HAVEN PHASE 1 LOT 98 OR 571 PG 1833 OR 871 PG 1654 OR 1281 PG 1078 OR 2000/1746
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET AT GRAND HAVEN
Legal Phase	1
Legal Lot Number	98
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4006
Census Tract	60301

Owner

40 Front St, vacant land, is owned and occupied by two individuals who bought it in January 2026.

Source: Flagler County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	40 FRONT ST, PALM COAST, FL 32137-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Warranty Deed, Transfer HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC
Dec 31, 2020	Warranty Deed, Transfer PROFESSIONAL CLOSING TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Dec 31, 2020 · Amount on File
Deed Document Number	2026001032
Deed Book / Page	3020 / 746
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 7, 2026
Property Address	40 FRONT ST, PALM COAST, FL 32137-1446
Document Number	0030200746
Book / Page	3020 / 746
Map Reference	MB 30 PG 87&88
Instrument Date	Dec 30, 2025
Instrument	2026001032
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 FRONT ST, PALM COAST, FL 32137-1453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 FRONT ST, PALM COAST, FL 32137-1446

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 31, 2020
Property Address	40 FRONT ST, PALM COAST, FL 32137-1446
Document Number	0025110471
Book / Page	002511 / 000471
Instrument Date	Dec 24, 2020
Instrument	55329
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	PROFESSIONAL CLOSING TITLE

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 FRONT ST PALM COAST FL 321371453, PALM COAST, FL 32137-1453

Tax Assessment & Valuation

The 2025 property tax bill for 40 Front St was $2,058.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00	$135,500 Land $135,500	$135,500 Land $135,500
2023	$4,532.00 (+8.14%)	$125,000 (-3.85%) Land $125,000	$125,000 (-3.85%) Land $125,000
2022	$4,191.00	$130,000 Land $130,000	$130,000 Land $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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